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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69074 reviews)

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4.95

Based on 69,074 reviews, last reviewed 19th Apr 2026

7% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service quick response Excellent service quick response Reviewed on: 19th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69074)

Reliable

Quick aproval and lowest rates around. Would recomend it Reviewed on: 30th May 2017

Simple and easy to understand

Very simple and and easy . I would recommend Zopa for any financial needs. It's easy to understand and no hidden extra costs Reviewed on: 30th May 2017

Helpful in times of need

I was able to borrow in times which I really need financial assistance. I would say that the APR offered was not really great as it was high APR but was able to borrow money. Reviewed on: 30th May 2017

Very easy application process and smooth transaction.

From the moment I applied until my last payment everything was easy, smooth and hassle free. Exactly what is needed in an application. Thank you for a fabulous service and I won't hesitate in using the service again. Reviewed on: 30th May 2017

Zoos are increasingly good, Zopa is bloody brilliant

I wanted to get a loan quickly, but I got one fantastically. Zopa help people, and the rate was so much better than the rivals. It was straightforward and eased my difficulties with smallprint. I strongly recommend Zopa, as the process is easier and you won't be stitched up. The loan dolphins, in a world of sharks. Reviewed on: 30th May 2017

Professional, easy, confident

Applying for a loan is a simple process and feels legitimate and secure. The rates are superb and customer experience is just what you want. Well recommended if you do require a loan. Reviewed on: 30th May 2017

Fast application and good interest dates.

Very easy application process. Highly competitive interest rates. No hidden costs. Reviewed on: 30th May 2017

Simple, Straight Forward & Fast

Using Zopa to provide me with a loan, was a very simple, straight forward process. Traditionally I would have approached a bank and met with someone to get product advice and then worked through all of the documentation to be assessed for the loan .... With ZOPA, a quick online application and follow up telephone call had the job done in no time. Reviewed on: 30th May 2017

Excellent

Super easy service ,very user friendly , quickly processed Reviewed on: 30th May 2017

Good Service

Zopa where very quick dealing with me and have a very good clear website. I also really like how they don't charge for over-payment or early repayment. Good service all round. Reviewed on: 30th May 2017

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