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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69074 reviews)

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4.95

Based on 69,074 reviews, last reviewed 19th Apr 2026

7% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service quick response Excellent service quick response Reviewed on: 19th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69074)

Great shopping experience

Ordered item and received item in good time. Price was good also. What more can you ask? Reviewed on: 30th May 2017

Easy and amazing value

Not much more to say. Very easy to apply and take out the loan. Amazing interest rate. Reviewed on: 30th May 2017

Brilliant

Fantastic service from start to finish Reviewed on: 30th May 2017

Great rates from real people

I haves used Zopa for two loans in the past. The application process was straightforward, decision was reasonably quick. Like the concept. Would use them again Reviewed on: 30th May 2017

Fast, easy to use website and loan approved fast

I had used a few comparison sites and loan providers for a quote but zopa offered the best rate and had the best response times. Also their customer support seemed very good. Reviewed on: 30th May 2017

Great company

Great service with very competitive rates. Would certainly use again. Reviewed on: 30th May 2017

Simple, easy, efficient, competitive

Why have the hassle of going to the bank or jumping through hoops when you can apply on line and have cash within your bank if approved in 24hrs. Fast. Efficient, no fuss, simple. Anyone choosing a different method of obtaining a loan than using zopa are nuts. Well done zopa. Highly recommended Reviewed on: 30th May 2017

Mr hickinbotham

Absolutely brilliant how lenders should be. Reviewed on: 30th May 2017

It does what it says on the tin

The tin is full of promise, no hassle, so easy,great website,freedom to sleep, no worms allowed.Thank you zopa xx Reviewed on: 30th May 2017

Loan

Was very straight forward from start to end. Customer service is fantastic. Would highly recommend. Reviewed on: 30th May 2017

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