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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Great service, quick and easy with low interest rate provided

The online process was quick and simple and the money was paid in to my account promptly. The website is also simple and easy to use and the interest rate was extremely competitive. Reviewed on: 30th May 2017

awesome and easy to setup

fast and easy to use company and clear information Reviewed on: 30th May 2017

Quick and easy

For me a zopa loan was the perfect quick and easy way to help raise funds for my new business. With fair rates, a quick response and a clear application process, it couldn't have been easier. Reviewed on: 30th May 2017

Honest and reliable service.

No hidden conditions, no rude customer service agents: Just honest loans with fair terms. Recommended to anyone. Reviewed on: 30th May 2017

Recommend

I recommend to everyone because Quick,easygoing,best communication Reviewed on: 30th May 2017

Easy!

Very easy to apply and has competitive rates Reviewed on: 30th May 2017

Excellent service.

It's a simple and practical way of lending or borrowing, very competitive interest rates on loans too. Reviewed on: 30th May 2017

Excellent rates and very efficient

Always used Zopa in recent years and been happy every time. Reviewed on: 30th May 2017

amazing service from Zopa

Anazing service and quick response Reviewed on: 30th May 2017

Good interest rates

My loan has good interest rates and means I can affordable pay it off Reviewed on: 30th May 2017

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