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Zopa: Personal loan reviews

4.95
Based on 69,072 reviews, last reviewed 19th Apr 2026
7% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

5 star service Could not be more happier. From start to finish. Easy application and the loan was in my bank account in under 2 minutes. No hassle at all. Reviewed on: 19th April 2026
Kevin P's avatar
Kevin P

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69072)

Great no fuss company

5
Applied for loan money in my bank in a few days what more can I say just brilliant Reviewed on: 30th May 2017

Fantastic !

5
Extremely helpful, friendly staff with excellent customer service. fast and efficient at giving loan decisions and sorting out the finer details, would certainly recommend using this company to family and friends ! In a challenging and often confusing market an outstanding company. Reviewed on: 30th May 2017

Quick easy and helpful

5
Zopa site is very easy to understand all the information u need is there . Very quick to give u a decision with no stress Reviewed on: 30th May 2017

Brilliant

5
Brilliantly easy to set up, pay off, view and amend. Great rates to top it off! Reviewed on: 30th May 2017

Highly recommend Zopa to anybody!

5
I have nothing but respect and appreciation for Zopa, as they are fair, reliable and provide an amazing service to the public. Thank you Zopa!! Reviewed on: 30th May 2017

Zopa first

5
An excellent and quick decision made. Simple instructions to follow. Reviewed on: 30th May 2017

Excellent quick and easy

5
Would recommend to anyone quick easy and cheap Reviewed on: 30th May 2017

quick and efficient

4
very quick and easy to use. money transfered within a couple of days. Would highly recommend to family or friends. Will really help towards our wedding! Reviewed on: 30th May 2017

The best service

5
I am so happy with your service. The quickest response of my needs I have ever seen. You make my life better Zopa :) Reviewed on: 30th May 2017

Saved me a fortune

5
I took a loan from Zopa to pay of a long term credit card. took two years but now I am clear. Thanks Zopa Reviewed on: 30th May 2017

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