Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

awesome and easy to setup

fast and easy to use company and clear information Reviewed on: 30th May 2017

Quick and easy

For me a zopa loan was the perfect quick and easy way to help raise funds for my new business. With fair rates, a quick response and a clear application process, it couldn't have been easier. Reviewed on: 30th May 2017

Honest and reliable service.

No hidden conditions, no rude customer service agents: Just honest loans with fair terms. Recommended to anyone. Reviewed on: 30th May 2017

Recommend

I recommend to everyone because Quick,easygoing,best communication Reviewed on: 30th May 2017

Easy!

Very easy to apply and has competitive rates Reviewed on: 30th May 2017

Excellent service.

It's a simple and practical way of lending or borrowing, very competitive interest rates on loans too. Reviewed on: 30th May 2017

Excellent rates and very efficient

Always used Zopa in recent years and been happy every time. Reviewed on: 30th May 2017

amazing service from Zopa

Anazing service and quick response Reviewed on: 30th May 2017

Good interest rates

My loan has good interest rates and means I can affordable pay it off Reviewed on: 30th May 2017

Excellent fast and good value

Loan approved very quickly, easy and quick online process. Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from Fast Loan UK 0.00 from 0 reviews
Personal loan
from Monzo 4.79 from 130 reviews
Student Loans
from Future Finance 3.83 from 2 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub