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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Excellent fast and good value

Loan approved very quickly, easy and quick online process. Reviewed on: 30th May 2017

Fast and efficient

My dealings with Zopa in relation to sourcing loanshas always been fast and efficient! Reviewed on: 30th May 2017

Superb!

Zopa stood out from the crowd with their great rates. They backed that up with a fast application decision and easy transfer options. All in all Zopa provided a superb personal loan service which I would highly recommend. Reviewed on: 30th May 2017

Fair and flexible

Easy to apply online with a quick decision and access to funds. Fair rates, can pay extra as needed without penalty. Extra payments reduce monthly payment. Reply promptly on the few occasions when I have emailed. Got a great deal compared to car finance and really helped. Would use again if needed and would recommend. Was recommended to me and has not disappointed, I also like that those who invest help others. Reviewed on: 30th May 2017

No problem in recommending zopa to any of my friends and family

Excellent service from the moment I applied for my loan right through the whole process till the money was deposited in my bank account and helped every step of the way by informative emails to keep me updated on how my application was going Reviewed on: 30th May 2017

Easy to apply Great service

Very easy application fast approval .lGreat online service Reviewed on: 30th May 2017

REASONABLE,FAIR and JUST.

I have found Zopa to be a fair credit financer with very reasonable interest rates. Reviewed on: 30th May 2017

Best ever

I am 54 yrs old and have had a lot of loans in the past but zopa is the best and easiest company I have been with no hassle and straight forward very friendly and helpful service Reviewed on: 30th May 2017

Very cheap ... very fair prices best I could find online

Best provider I could find hassle free application and very quick acceptance :) would defiantly recommend Reviewed on: 30th May 2017

Great no fuss company

Applied for loan money in my bank in a few days what more can I say just brilliant Reviewed on: 30th May 2017

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