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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69070 reviews)

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4.95

Based on 69,070 reviews, last reviewed 19th Apr 2026

7% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa was really good and quick to reply. Zopa was really good and quick to reply. No nonsense financing Reviewed on: 19th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69070)

Well ruddy heck and such

Really glad I went to Zopa, who easily bettered what my bank offered. I imagine everyone who works there is a Great Bunch of Lads. Reviewed on: 30th May 2017

Quick simple fast

A super quick service. Easy to use pop your details in request the amount you require and get an instance repose . Money in bank within three working days. Easy to use web site to keep you up to date with your repayments. You can also request a repayment date that is best for you. Would highly recommend. Reviewed on: 30th May 2017

Excellent

Needed a good loan quickly and easily without fuss very good company Reviewed on: 30th May 2017

Amazing sevices

My experience with zopa is awesome, decision for a loan was very quick and fees for a loan was like nothing... I am very thankful for zopa and I can recommend it for everybody. Reviewed on: 30th May 2017

Brilliant!

I have two loans with them and they are brilliant! Always understanding when I have had previous problems paying my monthly bill! Would recommend to anyone! Reviewed on: 30th May 2017

Brilliant customer service

No complaints, first class service, would highly recommend Reviewed on: 30th May 2017

Financed our new kitchen with ease and speed!

An simple, easy and seamless process that allowed me to finance the kitchen of my girlfriend's dreams (should stay on her good side for a while now...) Thanks Zopa. Carl, Manchester Reviewed on: 30th May 2017

No fuss

I have used Zopa both for short term loans and for investment. Application has always been hassle free, clear and concise, with all the information required. I get a good rate of return on my investment, and yet any loan I have taken has been very competitive as compared to other lenders. Reviewed on: 30th May 2017

Without hesitation

Simple, straightforward and a great interest rate, would recommend to anyone without hesitation. Reviewed on: 30th May 2017

Great help

Zopa helped me at the difficult time at very reasonable price. I would recommend it to the people who can not afford something very important straight away. If you need things done, this is the best company. They are quick and honest. Reviewed on: 30th May 2017

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