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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69069 reviews)

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4.95

Based on 69,069 reviews, last reviewed 19th Apr 2026

7% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

back to me with regards t... Zopa were quick in getting back to me with regards to my application Reviewed on: 19th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69069)

The best I could find...

I shopped around a fair bit and ended up with Zopa. There better rates apparently on offer elsewhere but, upon application, all the rates moved upwards. Didn't happen to that extent with Zopa and they were easy to deal with. Would recommend. Reviewed on: 30th May 2017

Amazing and quick

I apply in 5 minutes and in other 5 minutes I got a positive response!!!! And within 24 hours I got the money into my bank account! Easy peasy Reviewed on: 30th May 2017

Great and easy

So easy process and greater than I expected Reviewed on: 30th May 2017

Easy site to navigate

Great site and company . Would recommend zopla to friends and family Reviewed on: 30th May 2017

Easy, honest, fast

I couldn't quite believe how Quick and easy using Zopa was! Definitely would recommend!! Reviewed on: 30th May 2017

Easy and fair company to use.

I was so impressed with how easy it was to apply for the loan and also how much I will be paying back compared to other companies. Excellent, would definitely use them again Reviewed on: 30th May 2017

efficient

the cheapest loan company i found much cheaper of the big banks,Easy to contact and very friendly. Reviewed on: 30th May 2017

So smooth I had no idea who I had actually applied with

First time customer, trying to get a Santander loan off my back with lower repayments over less time. Did a website comparison but forgot who was top value but remembered a peer to peer. Searched Peer to Peer and applied with Zopa. Very low interest and no questions. I didn't expect any questions as I am not a risk, just annoys sometimes when you are are applying for thinks they don't just look at your credit rating, I am sure they are looking for a chink to sell you something else. Reviewed on: 30th May 2017

easy and stress free

Zopa was an easy process and there was no stress attached to applying or repaying the loans and the customer service was excellent Reviewed on: 30th May 2017

Quick service great rates

Great service Great rates Great quick answer Reviewed on: 30th May 2017

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