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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Quick and easy

It was quick and easy to apply, the money went in quickly, repayments are easy. Reviewed on: 30th May 2017

Good service

Simple and straight forward alias company with good rates. Reviewed on: 30th May 2017

Great loans at low interest

I have had couple of loans with Zopa straight forward money transferred quickly to my account Reviewed on: 30th May 2017

Quick, easy and great rates

Very easy to send documents over, reviewed very quick along with the money transfer! Very recommended Reviewed on: 30th May 2017

Quick and Easy!

Needed a small lost cost loan and zopa ticked every box. Had the money in a few days. Reviewed on: 30th May 2017

Ok

Fast and simple, decision immediately Reviewed on: 30th May 2017

Love the business model

I needed a short-term loan for a car whilst waiting for some equity sales to be realised. Zopa offered the best rate and the ability to pay it off early without penalty was just what I needed. Knowing the p2p model they use I felt a sense of responsibility that others had placed their faith and money in my hands. I've since become a Zopa investor as I really value the model they have and the more direct nature of the lending process, without greedy big banks involved. Reviewed on: 30th May 2017

Very satisfied

I have been very happy with yhe service and the quick decision to accept me for the loan. My husband recommended me to zopa and o have passed all information onto my family and firends thanks again. Reviewed on: 30th May 2017

Top company!!

Easy to use, straight forward loan service as it should be! Reviewed on: 30th May 2017

fast and effective !!!

I thought that, I will not get it but... I have got it !!! Reviewed on: 30th May 2017

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