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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69065 reviews)

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4.95

Based on 69,064 reviews, last reviewed 18th Apr 2026

0% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very simple app to use, quick response time to appli... Very simple app to use, quick response time to application. Reviewed on: 18th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69065)

Low interest loan hassle free

The cheapest loan I could find. Extremely easy to arrange and the money was in the bank in a matter of days. My bank whom I have been with for 34 years could not match the interest rate. I would highly recommend Zopa Reviewed on: 30th May 2017

Quick friendly easy service

Taking a loan with Zopa was the best sensible option for me the repayment rates are extremely fair with a great refer a friend scheme Reviewed on: 30th May 2017

SUPER DUPA ZOPA

This company is first class in every way, I would and have recommended to family and friends, thank you Reviewed on: 30th May 2017

AAAA

AAA+++++++++++++++++++++++++++++++ Reviewed on: 30th May 2017

Present help when in need

Easy to apply loans with competitive rates and gives a second chance to those with bad credit, to pick themselves up. I would recommend Zopa loans to everyone. Reviewed on: 30th May 2017

Very quick and friendly

I have had two loans off Zopa there are so helpful from start to finish Reviewed on: 30th May 2017

Simply amazing

From start to finish it was easy to arrange a home improvement loan at an amazing rate. The online service is one of the most convenient , easy to use and quick to respond of the the financial service providers. I have already recommended Zopa to many people, who also are finding the service useful. Reviewed on: 30th May 2017

Fantastic service and very quick

Applied for my second loan from zopa no need to speak to anyone did it all online and money was in the bank in 2 working days great company for loans Reviewed on: 30th May 2017

Fast loan approval

I had bad credit rate once and since that one marker I haven't been able to shake it the bad mark off against me. Even though I earn and never late with oayemnts. high street banks or well known loan companies just didn't want to know. I applied with zopa as it said it did a soft search and I got the okay to apply and then went forward with application and got approved straight away! The money was in my bank within a few days and everything was done so quickly online. I was amazed and fast service. I'm already planning another loan as I think they are a brilliant service. I looked a loan for 12 months and got a good deal on it. Reviewed on: 30th May 2017

Excellent and quick service

I applied for a loan and the loan was authorised and applied to my account on time. Reviewed on: 30th May 2017

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