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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

No issues

Easy quick and simple and haven't had any problems. Would definitely recommend Reviewed on: 30th May 2017

Simple

Online application process is quick and easy. Instructions are clear and the whole process couldn't be any more simple. Reviewed on: 30th May 2017

quicker than I thought possible

From first approaching zopa online to being made an offer took one hour. They carried out a soft credit search so as not to leave a footprint and everything was surprisingly straightforward Reviewed on: 30th May 2017

Great rates and easy to use

Web site is very easy to use on quick response on the decision for the loan. I have used Zopa before and this is my second time and not the last. Reviewed on: 30th May 2017

Quick Cash and Great Service

Search online found website, filled out quote calculator, got accepted, got the cash, bish bash bosh. No fuss, cash wired to bank. Easy as 1,2,3. Reviewed on: 30th May 2017

Quick, easy, responsive!

Easiest loan application I have ever completed. User friendly site and very quick response, would highly recommend. Reviewed on: 30th May 2017

Amazeballs

Literally a fantastic creditor. No messing about upon application and loads of friendly options to pay up the full some on time or early if needed. Definitely recommend. Reviewed on: 30th May 2017

Quick

I applied for a loan and it was approved and credited to my account quickly. Reviewed on: 30th May 2017

Excellent flexible lender

I like the flexibility of managing payments and competitive rates. Reviewed on: 30th May 2017

Quick response and good rates

I found it easy to apply with a quick response. No hard sell via phone calls and constant e mails- was given plenty of time to consider loan offer. Rates were good and money was transferred quickly without fuss. Reviewed on: 30th May 2017

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