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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69065 reviews)

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4.95

Based on 69,064 reviews, last reviewed 18th Apr 2026

0% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very simple app to use, quick response time to appli... Very simple app to use, quick response time to application. Reviewed on: 18th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69065)

Exactly what I want, when I want

Easy to use with Web based applications and great customer service and great interest rates Reviewed on: 30th May 2017

Easy, quick and cheap

Found the process quick, easy and effiecient to use. A lot easier than other company's and good rates. Shopped around and was by far the best deal. Reviewed on: 30th May 2017

Excellent and easy

The application process is simple and easy to do, great rates and no payment issues. Brilliant online service being able to see amounts owed and payment history by simply by logging in. Couldn't ask for more. Reviewed on: 30th May 2017

Great service easy to use

Great service easy to apply and quick to receive the money, can make extra repayments with no charges and can also loan your own money out to other people through them and earn more than any savings account great services Reviewed on: 30th May 2017

Very quick

Very quick and in my account within just a few days!! Reviewed on: 30th May 2017

Zopa Best Money Lender

Simple To use Great Rates Fantastic Lender Great Service Reviewed on: 30th May 2017

A loan without a groan

Excellent service from the start, recommended on Martins web site and the service did not disappoint. Hassle free, great rates and a no nonesense, simple and easy application, well done Zopa. Reviewed on: 30th May 2017

Very good

Very straightforward, fast and efficient process. Reviewed on: 30th May 2017

Fab

Hassle free and so quick, would definitely recommend Reviewed on: 30th May 2017

Great service would recommend

Had no issues definitely would use zopa again Reviewed on: 30th May 2017

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