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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Zopa Best Money Lender

Simple To use Great Rates Fantastic Lender Great Service Reviewed on: 30th May 2017

A loan without a groan

Excellent service from the start, recommended on Martins web site and the service did not disappoint. Hassle free, great rates and a no nonesense, simple and easy application, well done Zopa. Reviewed on: 30th May 2017

Very good

Very straightforward, fast and efficient process. Reviewed on: 30th May 2017

Fab

Hassle free and so quick, would definitely recommend Reviewed on: 30th May 2017

Great service would recommend

Had no issues definitely would use zopa again Reviewed on: 30th May 2017

Low interest loan hassle free

The cheapest loan I could find. Extremely easy to arrange and the money was in the bank in a matter of days. My bank whom I have been with for 34 years could not match the interest rate. I would highly recommend Zopa Reviewed on: 30th May 2017

Quick friendly easy service

Taking a loan with Zopa was the best sensible option for me the repayment rates are extremely fair with a great refer a friend scheme Reviewed on: 30th May 2017

SUPER DUPA ZOPA

This company is first class in every way, I would and have recommended to family and friends, thank you Reviewed on: 30th May 2017

AAAA

AAA+++++++++++++++++++++++++++++++ Reviewed on: 30th May 2017

Present help when in need

Easy to apply loans with competitive rates and gives a second chance to those with bad credit, to pick themselves up. I would recommend Zopa loans to everyone. Reviewed on: 30th May 2017

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