Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Present help when in need

Easy to apply loans with competitive rates and gives a second chance to those with bad credit, to pick themselves up. I would recommend Zopa loans to everyone. Reviewed on: 30th May 2017

Very quick and friendly

I have had two loans off Zopa there are so helpful from start to finish Reviewed on: 30th May 2017

Simply amazing

From start to finish it was easy to arrange a home improvement loan at an amazing rate. The online service is one of the most convenient , easy to use and quick to respond of the the financial service providers. I have already recommended Zopa to many people, who also are finding the service useful. Reviewed on: 30th May 2017

Fantastic service and very quick

Applied for my second loan from zopa no need to speak to anyone did it all online and money was in the bank in 2 working days great company for loans Reviewed on: 30th May 2017

Fast loan approval

I had bad credit rate once and since that one marker I haven't been able to shake it the bad mark off against me. Even though I earn and never late with oayemnts. high street banks or well known loan companies just didn't want to know. I applied with zopa as it said it did a soft search and I got the okay to apply and then went forward with application and got approved straight away! The money was in my bank within a few days and everything was done so quickly online. I was amazed and fast service. I'm already planning another loan as I think they are a brilliant service. I looked a loan for 12 months and got a good deal on it. Reviewed on: 30th May 2017

Excellent and quick service

I applied for a loan and the loan was authorised and applied to my account on time. Reviewed on: 30th May 2017

Exceptional

Very competitive, very quick, easy online process, 5***********. Just perfect!!!! Reviewed on: 30th May 2017

Exactly what I want, when I want

Easy to use and great interest rates all done with ease and great customer service Reviewed on: 30th May 2017

Zopa is very professional and well tailored for walks of life especially the common man

Zopa was quick to put funds in my account when my loan was approved. And there was someone at the end of the phone to guide me throughout the process.. I will recommend Zopa to all my friends and family . My loan was in just one day Reviewed on: 30th May 2017

Best for loans

Easy application with great feedback about which stage your application is at. As good as your mainstream lenders by far. Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan (discontinued)
from CU Loans (inactive company) 4.10 from 2 reviews
Personal Loan
from RBS 3.57 from 12 reviews
Peer to Peer Lending
from Folk2Folk 3.94 from 3 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub