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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,063 reviews, last reviewed 18th Apr 2026
0% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Brilliant service. Brilliant service. Easy to use, quick decision and transfer. Reviewed on: 18th April 2026
Victoria B's avatar
Victoria B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69063)

As simple as it gets!

5
Never before have I ever borrowed from a loan company with such an easy application process. From the initial contact through to the money in the bank which was super quick! I'd wholly recommend zopa! Reviewed on: 30th May 2017
Hadleigh Bedding's avatar
Hadleigh Bedding

Great

5
Great people. Great service. Quick and professional. No fuss. And the lowest interest rates on the market at the time. Really helpful Reviewed on: 30th May 2017
Thomas Davis's avatar
Thomas Davis

Fast & efficient service

4
Quick and easy to use......the rate I applied for is what I got. No fuss and need to chase staff for funds Reviewed on: 30th May 2017
Graham's avatar
Graham

Great service

5
Quick and easy loan. Easy to manage online. Great payback plans. Never had a problem. Have had 2 loans from Zopa. Great service. Reviewed on: 30th May 2017
Michelle Cooper's avatar
Michelle Cooper

Zopa - the straightforward way to loan money

5
When I was researching personal loans, I came across Zopa. I had not heard of them before and new little about how they operated. I called customer service a couple of times and the staff were very well informed, knowledgable and friendly. I ended up choosing Zopa over my high street bank because of the flexibility they offer and great service. Reviewed on: 30th May 2017
Bretton's avatar
Bretton

Great loanee

5
I found this company easy to deal with and fast to receive my money Reviewed on: 30th May 2017
Adele Pick 's avatar
Adele Pick

Zopa ---- it's well worth a try!

5
After going through my own bank for a loan and subsequently being turned down .I decided to go with Zopa and found that they were an attractive offer, it was a good APR and the Money was available remarkably quick. Reviewed on: 30th May 2017
Christine Taylor's avatar
Christine Taylor

Easy to use and individual

5
I had a great experience with zopa - friendly individual attention. Not just an application but treated as a person Reviewed on: 30th May 2017
Helen mcginley's avatar
Helen mcginley

Excellent service

5
I have dealt with banks as well as Zopa. The Zopa service steals the show on convenience and speed of their loan service. I give them top marks. Reviewed on: 30th May 2017
Joseph Chikopela 's avatar
Joseph Chikopela

Supa Zopa

5
top credit, great deal ,secured in minutes ,great service, Reviewed on: 30th May 2017
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