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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69063 reviews)

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4.95

Based on 69,063 reviews, last reviewed 18th Apr 2026

0% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant service. Brilliant service. Easy to use, quick decision and transfer. Reviewed on: 18th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69063)

fantastic service.

It was well informed,Fast ,and ofcause best deal. Service that up to date in to 21st century life style. Very happy client .recomended to so many friends Reviewed on: 30th May 2017

Fab

I think this is a Super service very quick and easy to use. Online to see your progress is helpful. Reviewed on: 30th May 2017

Fast, friendly, efficient.

My loan went through with a minimum of form filling, and was very quickly delivered to my account. I was treated with courtesy, respect and friendliness. Highly recommended. Reviewed on: 30th May 2017

Great experience

Simple and easy to use with a good online interface Reviewed on: 30th May 2017

Great lender. Very competitive rates

Was after a small loan to purchase a car, after some research found Zola. Who's rates were the lowest by far and applying for the loan was effortless. I was execpeted in no time. Reviewed on: 30th May 2017

Turned a pessimist into an optimist by giving me a helping hand

A real loan company with realistic rates to Give people and helping hand without drowning them in a sea of ridiculous interest rates , great to see common sense starting to prevail . Reviewed on: 30th May 2017

Great service

Easy, quick - straight forward. Excellent provider Reviewed on: 30th May 2017

Perfect customer experience

A very straightforward application process and a very competitive interest rate. The idea of this type of lender/borrower organisation is particularly appealing as it benefits both parties through cutting out the profit making of an intermediary High Street Bank. Uniting that with first class customer service is the icing on the cake. Reviewed on: 30th May 2017

Excellent and quick service. Very professional.

They carry out their checks and transactions within days. Very please with their interest rates. Full of praise for them. Keep the good job up Reviewed on: 30th May 2017

Best loan company ever

Professional , courteous , friendly, helpful , efficient & competitive Reviewed on: 30th May 2017

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