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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69056 reviews)

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4.95

Based on 69,056 reviews, last reviewed 18th Apr 2026

0% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is a really good loan company who give you a lo... Zopa is a really good loan company who give you a loan when they know you can pay directly managed on line which protects the environment as paperless Reviewed on: 18th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69056)

Simple good value loan

Online process was quick and easy money was in the account a few days later Reviewed on: 30th May 2017

Amazing service!!

I'm delighted with my zopa loan. I needed money for a new car. My bank offered my a quite high rate and I wasn't happy. I found zopa and got amazing 3,1%. Been accepted within minutes and money went to my bank account next day. Thanks zopa! Reviewed on: 30th May 2017

Fast and easy

So quick and hassle free and no complicated forms to deal with. Excellent service and well impressed. Reviewed on: 30th May 2017

Straightforward plain & Simple

Having been referred to Zopa from Barclays, I found the whole process simple and efficient. Emails arrived when they were supposed to. Not pushy or pressured. Simple, effective and efficient Reviewed on: 30th May 2017

Quick and efficient

Would recommend. Quick and effecting online process and transfer of funds Reviewed on: 30th May 2017

Fast, smooth and convenient lender!

The whole experience has been very smooth and seemless, would definitely recommend! Reviewed on: 30th May 2017

Excellent loan provider

So easy and straightforward to apply and very quick responses and acceptance. Reviewed on: 30th May 2017

Hassle free

Always borrowed money from the same high street bank, but Zopa blew them out the water! Very fair interest rate and hassle free transaction Excellent customer service and would recommend to family and friends Very happy Reviewed on: 30th May 2017

Fantastic

Easiest quickest and best by far Reviewed on: 30th May 2017

Yummy money

Great service online. I had not done this before to get a loan it was all done very quickly no hassle would do it again well done ZOPA Reviewed on: 30th May 2017

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