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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Perfect service

5
Fantastically easy to deal with from start to finish. Competitive rates, great terms. Couldn't have hoped for a better experience. Highly recommended Reviewed on: 30th May 2017
Mark Robertson's avatar
Mark Robertson

Helpful and efficient team

5
Zopa were extremely helpful with everything, kept in touch through the whole process and still are just as helpful afterwards . Very efficient and reliable. Would defiantly recommend and wouldn't hesitate in contacting them again. Brilliant Reviewed on: 30th May 2017
Nicola coupe's avatar
Nicola coupe

Fantastic rates and service

5
Rates more appealing than major banks, service was extremely quick and easy. All done over internet in a mater of minutes. Would not hesitate to use again. Fantastic! Reviewed on: 30th May 2017
Mark Gallacher's avatar
Mark Gallacher

Very easy to do business with

5
I've had two loans from Zopa and the process has been very slick: would recommend. Reviewed on: 30th May 2017
Andrew Ashill's avatar
Andrew Ashill

Have 2 loans with Zopa and very very happy

5
I have borrowed from Zopa , received money straight in my bank account so quick , very low %. Very very happy Reviewed on: 30th May 2017
Arturas Savelis 's avatar
Arturas Savelis

Best personal loan lender I've borrowed from in 30 years

5
Over the years I've had many loans for varying needs from car loans to home improvement loans. I applied to Zopa to buy my car outright when my contract period was up for renewal. The prices was very quick and easy. I completed everything online and my loan was accepted. Perfect, hassle free. I now get regular account balance updates and things could not be more perfect. Reviewed on: 30th May 2017
Jason Hargrave's avatar
Jason Hargrave

Quick and easy

5
Offered excellent rates plus quick and easy. Money transferred quickly...would use again Reviewed on: 30th May 2017
Lisa Toy 's avatar
Lisa Toy

Fast no hassle service at great interest rates

5
Never heard of Zopa before it came up as one of the loan options on a credit check website, to my surprise it was a hassle free quick approval and a fantastic interest rate - way lower than my own high street bank who I have been using for the last 10 years. Highly recommended. Reviewed on: 30th May 2017
KK's avatar
KK

Really accessible

5
Just good all round really. Very low rates, no issues Reviewed on: 30th May 2017
William Falconer's avatar
William Falconer

Quick and easy

5
Very happy with the service provided. I applied for the loan and was excepted immediately. Best interest rates, money was in my account within three days. Excellent service!! Reviewed on: 30th May 2017
Heinz Smith 's avatar
Heinz Smith

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