Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Fast, friendly, efficient.

My loan went through with a minimum of form filling, and was very quickly delivered to my account. I was treated with courtesy, respect and friendliness. Highly recommended. Reviewed on: 30th May 2017

Great experience

Simple and easy to use with a good online interface Reviewed on: 30th May 2017

Great lender. Very competitive rates

Was after a small loan to purchase a car, after some research found Zola. Who's rates were the lowest by far and applying for the loan was effortless. I was execpeted in no time. Reviewed on: 30th May 2017

Turned a pessimist into an optimist by giving me a helping hand

A real loan company with realistic rates to Give people and helping hand without drowning them in a sea of ridiculous interest rates , great to see common sense starting to prevail . Reviewed on: 30th May 2017

Great service

Easy, quick - straight forward. Excellent provider Reviewed on: 30th May 2017

Perfect customer experience

A very straightforward application process and a very competitive interest rate. The idea of this type of lender/borrower organisation is particularly appealing as it benefits both parties through cutting out the profit making of an intermediary High Street Bank. Uniting that with first class customer service is the icing on the cake. Reviewed on: 30th May 2017

Excellent and quick service. Very professional.

They carry out their checks and transactions within days. Very please with their interest rates. Full of praise for them. Keep the good job up Reviewed on: 30th May 2017

Best loan company ever

Professional , courteous , friendly, helpful , efficient & competitive Reviewed on: 30th May 2017

Best personal loans

Beat loans with low interest, very happy with them Reviewed on: 30th May 2017

A Dream

I couldn't believe how straight forward the process was especially as a first-time customer. You would have thought I'd been using Zopa for years. Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from My Community Bank 4.80 from 3219 reviews
Bridging Loan
from Oblix Capital 0.00 from 0 reviews
Personal loan
from Creation 3.96 from 61 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub