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Zopa: Personal loan reviews

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4.95
Based on 69,058 reviews, last reviewed 18th Apr 2026
0% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Very quick service money went into account fast Very quick service money went into account fast Reviewed on: 18th April 2026
Anne's avatar
Anne

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69058)

excellent rates

5
excellent loan provider,would not use anyone else. Reviewed on: 30th May 2017
Paul Burton's avatar
Paul Burton

top service,step by step easy apilcation.

5
fast ,highly recommended way to a personal loan. Reviewed on: 30th May 2017
christopher drane's avatar
christopher drane

no one cheaper

5
Zopa is the best, cheapest and quick Reviewed on: 30th May 2017
susan betts's avatar
susan betts

Hassle free & great service

5
Zopa provided me with the perfect loan for my needs, it was in my account very quickly and was explained well throughout the process. Pleasure to speak to on the phone when required. Top marks! Reviewed on: 30th May 2017
Steven Black's avatar
Steven Black

***Zopa - Giving people a chance***

5
Affordable loan at a great interest rate that I could afford. Thanks Zopa Reviewed on: 30th May 2017
Alan Atherton-Davies's avatar
Alan Atherton-Davies

The easiest loan I've ever had...

5
Zopa was quick to apply, get the funds and have an account ready to access. The interface/web site is simple, the rate was competitive and I can overpay each month with no penalty. The standard monthly payment reduces if you do over pay, though it would be nice to keep this the same and reduce the term but a minor part on the best loan provider out there. Oh and they don't bombard you with other rubbish either. 10/10!! Reviewed on: 30th May 2017
Rohen Farmer's avatar
Rohen Farmer

Fast and easy

5
Really helped me out with a fantastic rate and early repayment without penalties is a big bonus Reviewed on: 30th May 2017
Richard dowson's avatar
Richard dowson

Zopa makes financing your needs a lot easier and quicker than a high street lender

4
I have used zopa for 3 years now. I find the service they provide quick and helpful. On line application is a lot easier then expected, however without any one to one with an advisor, you do feel that your answer for application is dependant on what the computer decides so to speak. But some customers prefer that. I was a little confused that as a loyal customer I was offered a zopa loyality discount but when applying for the loan it was actually more than last years loan for the same amount and repayment duration? Reviewed on: 30th May 2017
Mallett's avatar
Mallett

Excellent

5
I have to say how brilliant zopa are. Quick concise and easy. I just want everyone to know how brilliant this company is. Reviewed on: 30th May 2017
Martin Butler's avatar
Martin Butler

A Trustworthy Borrowing Companion!

5
I needed a car loan soon after changing companies as a company car was no longer going to be an option. Zopa made the whole lending experience as easy as I could have wished it. Within very little time at all I had passed all the lending checks and the funds were then made available. At the time I had never borrowed from such a lender as Zopa before , (preferring to work via banks), but my experience has convinced me that this model is one I will return to in future should the need arise. Zopa deliver an excellent service and I couldn't recommend them enough. Reviewed on: 30th May 2017
K O'Reilly's avatar
K O'Reilly

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