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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Great company

Zopa is a great company with great rates that I would recommend to all! Reviewed on: 30th May 2017

Big Hug

They helped me unconditionally when others wouldn't, they're friends Reviewed on: 30th May 2017

Easy arrangements and quick response

Zoopa made it easy to arrange the loan amount. The online account helps in keeping the track of payments. Overall much better then going to banks Reviewed on: 30th May 2017

So simple!

Really impressed with how pleasant and transparent the whole process is. Reviewed on: 30th May 2017

The best around

Quick, informative and easy to use Reviewed on: 30th May 2017

Brilliant quick and easy process

Very quick decision, very easy procedure, very quick transfer.. saved my bacon.. thank you Reviewed on: 30th May 2017

Easy straightforward company

Quick , easy loan application at excellent rates Reviewed on: 30th May 2017

Brilliant service. Lends to deserving clients.

Zopa lends professionally and responsibly. Gives loans to deserving customers without unnecessary questions, delays and qualms Reviewed on: 30th May 2017

Easy loan

Quick application and easy payment Reviewed on: 30th May 2017

Superb

It was extremely easy and quick to get my loan. I would definitely recommend Zopa to anyone. Reviewed on: 30th May 2017

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