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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 11th Apr 2026

274400% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Great rates! Efficient application!

Great rates! Efficient application! Reviewed on: 30th May 2017

Best in on line creditors

Best lenders on market by my experience Reviewed on: 30th May 2017

Fast, friendly, value

Used zopa as an alternative to standard bank and it was simple and easy to use. Later decided to reconsolidatd everything and zopa was to hand saved me thousands by offering excellent interest rates. Highly recommended Reviewed on: 30th May 2017

Fast effective service.

Had a decision and the money extremely quickly. No nonsense, quibble free process. Reviewed on: 30th May 2017

Fast approval

Really easy to apply and quick response! Reviewed on: 30th May 2017

Responsible, easy, quick

Zopa make borrowing money easy and quick. using modern technology to ensure your lone is with you as quick as possible Reviewed on: 30th May 2017

So simple and quick to use

Zopa is so quick and easy to use. You can view all the information just by logging in to you account! I also had a very fast reponse when I asked a question. Brilliant ! Reviewed on: 30th May 2017

Fantastic lender

Very up front with costs, repayments etc. Quick decisions and very easy to deal with. Would recommend Zopa to anyone needing loan. Reviewed on: 30th May 2017

Loan customer

Very easy to use website and easy access to funds needed and funds supplied very quickly at reasonable interest rates which has allowed us to consolidate our debts and work towards clearing those debts Reviewed on: 30th May 2017

Quick cash

Started a new job and needed money to tide me over. Was easy and prompt! Money was in my bank the next day! Couldn't ask for a better service! Reviewed on: 30th May 2017

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