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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 11th Apr 2026

274400% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Excellent Service

Always have excellent help when needed, rapid response on decisions. Well recommend. Reviewed on: 30th May 2017

Quick

Quick and easy service. Accepted online within 24 hours and paid, without any need for physical paper work! Reviewed on: 30th May 2017

exellent service. quick, easy and reliable.

My application was speedy and easy. I applied for a top up loan which was approved at a competitive rate. Repayments are simple to set up. Communication is prompt. I have recommended zopa to my friends and family. Reviewed on: 30th May 2017

Quick approval & payout

Very quick to approve loan and money comes through quick. You can ma age your account online & make additional payments to reduce interest. Reviewed on: 30th May 2017

Would use again

Easy to use, quick and simple, what's not to like? Reviewed on: 30th May 2017

Great online experience

Great loan provider to use, very good interest rates and I found it very quick and easy to use online. The money was in my bank account within the week and it's been very easy to pay off more if I like each month. Have recommended zopa to family and friends, and would definitely use again myself. Reviewed on: 30th May 2017

Excellent, nothing more, nothing less

Trouble free setup, unbeatable rates and easy to use website. What more do you need. Reviewed on: 30th May 2017

Excellent

Excellent rates, fast transaction will use again. Reviewed on: 30th May 2017

Zopa loan are hassle free

After comparing various loans. I found zopa came up tops on a number of web sites. It's was hassle free, quick Reviewed on: 30th May 2017

Exceptional company

Zopa's loan offer was the best in the marketplace, quick an easy application and helpful back up service , would definitely recommend Reviewed on: 30th May 2017

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