Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

So easy and transparent

I'm on my 2nd loan with Zopa as the service is just so easy to use and all information quickly accessible via the website including the peers involved in the lending. Fab idea! Reviewed on: 30th May 2017

Simple, Efficient

Was easy to find, easy to understand and I try and make extra repayments to pay off as soon as I can and it even shows me what and when I've made repayments and recalculates my monthly repayments for me. Reviewed on: 30th May 2017

well done zopa

on my second loan with zopa and have consolidated my debts and now £105 per month better off.What more can i say ,zopa are fast ,friendly,and are on hand to take a phone call not just on the web site well done zopa Reviewed on: 30th May 2017

Best credit

Quick, efficient, two days and money are in the account, the lowest interest rate Reviewed on: 30th May 2017

Easy breezy and the best way of getting a loan

Zopa is the only place to go for a great deal on a loan Reviewed on: 30th May 2017

Quick and easy

Straight forward. Quick and easy to arrange. Kept up to date on how things were progressing. Money available when they said it would. Fantastic I would recommend. Reviewed on: 30th May 2017

Fabulous

Easy and hassle free from start to finish Reviewed on: 30th May 2017

Easy no nonsence borrowing

Needed a small loan to help with a purchase and found Zopa from searching round for best rates - so glad I used them. Simple online application, easy to see total cost over the period selected and money with me just a few days later. Great service Reviewed on: 30th May 2017

Quick and Simple

I recommend Zopa to all, it's do simple, enter the amount you require, in their simple calculator, edit a few moments for a credit check, they hay presto it's done. Superb, you can even be a leader yourself it's so simple. Zopa is simple the best. Reviewed on: 30th May 2017

Quick and hassle free

No endless forms to fill in. Quick answer and money in the bank within a few days. Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Pawnbrokers
from Brown and Gold 0.00 from 0 reviews
Payday Loan
from Blue Sea Loans 0.00 from 0 reviews
Cash loan (discontinued)
from Skyline Direct (inactive company) 4.69 from 995 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub