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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Simple, Efficient

Was easy to find, easy to understand and I try and make extra repayments to pay off as soon as I can and it even shows me what and when I've made repayments and recalculates my monthly repayments for me. Reviewed on: 30th May 2017

well done zopa

on my second loan with zopa and have consolidated my debts and now £105 per month better off.What more can i say ,zopa are fast ,friendly,and are on hand to take a phone call not just on the web site well done zopa Reviewed on: 30th May 2017

Best credit

Quick, efficient, two days and money are in the account, the lowest interest rate Reviewed on: 30th May 2017

Easy breezy and the best way of getting a loan

Zopa is the only place to go for a great deal on a loan Reviewed on: 30th May 2017

Quick and easy

Straight forward. Quick and easy to arrange. Kept up to date on how things were progressing. Money available when they said it would. Fantastic I would recommend. Reviewed on: 30th May 2017

Fabulous

Easy and hassle free from start to finish Reviewed on: 30th May 2017

Easy no nonsence borrowing

Needed a small loan to help with a purchase and found Zopa from searching round for best rates - so glad I used them. Simple online application, easy to see total cost over the period selected and money with me just a few days later. Great service Reviewed on: 30th May 2017

Quick and Simple

I recommend Zopa to all, it's do simple, enter the amount you require, in their simple calculator, edit a few moments for a credit check, they hay presto it's done. Superb, you can even be a leader yourself it's so simple. Zopa is simple the best. Reviewed on: 30th May 2017

Quick and hassle free

No endless forms to fill in. Quick answer and money in the bank within a few days. Reviewed on: 30th May 2017

Excellent service

Took a loan out at much better rates than my bank offered me. Really pleased they said yes to my loan and would recommend them. Reviewed on: 30th May 2017

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