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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 11th Apr 2026

274400% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Fantastic

The best loan company I have ever used quick and ever so easy to apply , gave me a better apr than my own bank who I have been with for 20 years , would recommend and definatly use again Reviewed on: 30th May 2017

The only provider I recommend

I've had a great experience borrowing with Zopa. The service was excellent, the rates couldn't be beaten, and the administration was spot on. I normally hesitate when recommending financial services to family but I have no problem in pointing them in the direction of Zopa. Reviewed on: 30th May 2017

Financial safety.

I've been with Zopa for a few years and will continue to use the company even when my loan has finished,The rates are great and the ease of applying even with a computer eliterit like myself was as easy as pie. Reviewed on: 30th May 2017

Simple, straighforward and easy

Easy application, straightforward and clear explaination of the process throughout. The decision was really quick and we also received the money quickly too. Really happy with the rate as my own bank offered me a much higher rate despite banking with them for 10+ years!! Well done zopa. Definately will come back again if I need to! Reviewed on: 30th May 2017

Easy as 123

Getting a loan with zopa was quick, simple and straight forward at a good rate highly recommend to anyone who want to keep things simple. Reviewed on: 30th May 2017

Great Service

I needed to borrow some money and Zopa were really quick with the application process. Such great service, I couldn't recommend them highly enough Reviewed on: 30th May 2017

Super zopa

Straight forward financial support from the best Reviewed on: 30th May 2017

great rate quick loan

It's great you get to view your loan at any time and make changes to suit your needs. Whole process was quick and had money available in no time. Reviewed on: 30th May 2017

Great lender

Easy to arrange, very good value, I would recommend Zopa to anyone. Reviewed on: 30th May 2017

Helpful and kind

They were extremely kind and understanding. They answered all my questions with patience and their rates are very competitive Reviewed on: 30th May 2017

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