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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Excellent service

Took a loan out at much better rates than my bank offered me. Really pleased they said yes to my loan and would recommend them. Reviewed on: 30th May 2017

Loan

A reliable company with really good interest rates. Will be my first choice should i need a loan again in the future. Reviewed on: 30th May 2017

Quality loans company

I had no problems whatever with Zopa loans, after my loaned had been approved the money was transferred into my account in two days, also the the Internet service they provide is user friendly and reliable Reviewed on: 30th May 2017

Hassle Free Loans

Zopa offer a professional, quick and hassle free loans. They have excellent rates and a pleasure to do business with. I would highly recommend them to family, friends or anyone reading this review. If you need a hassle free loan try Zopa, you won't regret it. Reviewed on: 30th May 2017

Fast and Competitive

Decision was same day and money transferred within days. Rates were amongst the best on the market. All this allowed me to replace my failing car when I needed to and avoid dealer financing. Reviewed on: 30th May 2017

zoopa is excellent

very fast, no hassle and convenient. very happy Reviewed on: 30th May 2017

Great service

Really easy to apply with great rates. Your account information is easy to access and great for keeping up to date. Reviewed on: 30th May 2017

Top notch and hassle free

Easy to apply, quick acceptance and no fuss from start to finish. Reviewed on: 30th May 2017

A surprisingly pleasurable experience

I was dreading the experience of applying for a loan however my dad had used zopa before and told me to give them a try.. I was expecting hours of credit checks long recorded messages and boring legal scripts.. instead I got a straight forward efficient information requests instant answers and basically my loan was professionally arranged within 10 minutes on a very reasonable rate .. I then rang into the office to enquire if this was actually true as it was that easy I needed human confirmation which I got. Overall fantastic company and would definitely use again Reviewed on: 30th May 2017

No Problem

Hassle free borrowing with very reasonable rates. Reviewed on: 30th May 2017

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