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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 11th Apr 2026

274400% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Hassle free and friendly

I had no problems at all in making the decision to take out a Zopa loan, and I'm glad that I did. They have been excellent in every aspect of the process to date, and their system is simple and user friendly. The information that they have provided every step of the way has been comprehensive and in depth, and has kept me on track with the progress of my loan and the repsyments, I would definitely recommend them as a professional and agreeable company for taking out a loan. Reviewed on: 30th May 2017

Easy to apply quick decision money transferred within days

Very happy with loan rates n when rang customer helpline very helpful and sorted query quickly would recommend Reviewed on: 30th May 2017

Brill service

Fast approval, great APR, money in really quickly. Reviewed on: 30th May 2017

Best rate and very customer friendly.

They offered the best interest on my comparison. Are very flexible and overall a pleasure. Reviewed on: 30th May 2017

Professional service

Upon applying for a loan with zopa, they had the best competitive rates overall ! And would recommend to anyone. Reviewed on: 30th May 2017

Top loan people

Brilliant experience took no time at all to sort my loan in minutes fab Reviewed on: 30th May 2017

Quick and easy

I had trawled the internet searching for an easy and great deal loan. Zopa came up trumps with great interest rates and an easy to complete form. They made a decision quickly keeping me informed every step of the way. My money was in my bank in 3 days as promised. Changing the payment date was just as easy making my loan personal to me. Thank you Zopa. Reviewed on: 30th May 2017

Straight-forward borrowing at a decent rate

I had never heard of Zopa before but came to them through a comparison site. I just needed a no-frills loan at a decent rate and that's what I got with Zopa. No fuss, easy application, quick turnaround. I recommend them. Reviewed on: 30th May 2017

Good alround provider

I went through Zopa to borrow money for a significant car purchase. The service was quick, straightforward and remarkably easy. Even better the Zopa rates were amongst the best on the market. Why can't other providers be like this????? Reviewed on: 30th May 2017

Painless application and great rate

I wanted a short term loan to put towards a car . It took me 5 minutes to sort out and hey presto the money was in my account. I wouldn't hesitate to recommend this lender. Brilliant. Reviewed on: 30th May 2017

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