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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Excellent value for money

Easy quick and by far the best rates. Excellent web site. Very easy to understand. Reviewed on: 30th May 2017

10 out of 10

After reading all about zopa i applied for loan, very quick service, exelent customer service very happy and very greatful . Thankyou zopa Reviewed on: 30th May 2017

Top lender

Easy to apply and quick with no problems since Reviewed on: 30th May 2017

Excellent customer service and well deserved best company

Excellent customer service and very good device for the people with bad scores and o think this is the best company Reviewed on: 30th May 2017

quick simple aplication,excellent interest rate.perfect!

no hassle quick on line application and money was in my account within 3 days :) Reviewed on: 30th May 2017

No nonsense loan.....

Such an easy application process, you know your personal rate upfront (which is very competitive), extremely quick decision no messing around. A pleasure to borrow from you, top job! Reviewed on: 30th May 2017

Quick and Easy

Zopa provides a quick and easy loan service with manageable payment options. Easy to use account. Reviewed on: 30th May 2017

Wow

So quick and easy to fill in and was in bank within hours. Couldn't believe how fast and easy it was and got me sorted at an inconvenient time after car crash. Love how it works and if everyone keeps up their end of the deal this really is the way forward. Reviewed on: 30th May 2017

Awesome people

Zopa is easily accessible and with a competitive interest rate as well Reviewed on: 30th May 2017

Easy user-friendly experience, competitive rates and great communication.

The end to end process was very simple and I was kept informed at all times. The money was transferred on time and without any hitches. Easy to access your account and they even email to let you know when payments have been received. Reviewed on: 30th May 2017

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