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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 11th Apr 2026

274400% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Easy Peasy lemon squeezy as they say ,very simple to apply and get approval

Had a loan previously , and applied for a new one in less then 5 mins of clicking a few questions i had instant approval Reviewed on: 30th May 2017

Very Fair no surprises.

I have now had 2 loans from Zopa, I find them very easy to use all charges are up front so you know exactly how much the loan will cost you and the best thing is they dont cost you very much, Very fair lending unlike the Banks that seem to want to rip you off..I would have no problems recommending Zopa to Friend. Reviewed on: 30th May 2017

zopa

Zopa are one of the best money lending sites I have ever used. Fast friendly and easy to use. Excellent rates and interest. I have had several loans from them and I have never had any problems with them and would recommend them to anyone looking for a loan. Reviewed on: 30th May 2017

Fantastic efficient service

Easy to use. Quick and efficient and best of all flexible so can pay more back as and when. Highly recommend. Reviewed on: 30th May 2017

Best loan provider

These are the best loan company I've delt with and the cheapest Apr I've ever had Reviewed on: 30th May 2017

Best loan provider I've had

Great loan provider, very easy to deal with, fantastic rates, smooth hassle free service. Definitely recommend and would go to again in the future. Reviewed on: 30th May 2017

Had no issues so far

Took out the loan what was quick and easy and pay it back on time with no issues as of yet Reviewed on: 30th May 2017

Easy set up and process to obtain the loan

No hassle ......what you see is what you get and no follow up hard sell trying to flog other/further products. Reviewed on: 30th May 2017

Easy, smart and efficient

I found using Zopa very easy and think it's a brilliant idea overall! Reviewed on: 30th May 2017

Great service, Quick payout , fast efficient and friendly no hassle loan

From the day I applied to receiving my loan the service was faultless. Professional, helpful happy staff with speedy results. Minimal questions a life story not needed. Showed faith and trust and paid money into my account with no quibbles. A1 service A1 interest rates compared to other so called quick loan companies. 1000% recommend!!! Reviewed on: 30th May 2017

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