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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 11th Apr 2026

274400% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

1st class

simple straightforward and competitive Reviewed on: 30th May 2017

Good to firm soft in places

Service was slow to start as the documents needed weren't specified enough as to they needed. After the shakey start great service provided and dealt with me very well! Reviewed on: 30th May 2017

Best loan company I have dealt with

Zopa have provided an excellent service. The online tools for setting up and managing my loans are great. The process of apply for a loan is simple and clear and the cost of the loan is highly competitive. Reviewed on: 30th May 2017

very efficient

quick decision no waiting for your,e money and very competative rates will be my first choice next time i need a loan Reviewed on: 30th May 2017

zopa the best

Lowest interest rate, fast, easy and secure. Always happy to help Reviewed on: 30th May 2017

Simple easy and effective

Needed money more home improvements. very simple and clear with applying for the loan and payments clear and straight forward, no hidden surprises. excellent rates was the icing on the cake! Reviewed on: 30th May 2017

Quick and easy.

Easy process to apply . Loan approved quickly and with no issues. Great website which has all the information you need plus easy to log in to your account afterwards. Definitely recommend Reviewed on: 30th May 2017

Happy customer

Very easy to follow website and easy to set up. Also offered a variety of options for what I required, which was very useful. No cold callers or hassle after I got my loan. Would definitely recommend to anyone looking for a loan. Reviewed on: 30th May 2017

Quick and easy! No messing around

I was able to take out a loan with simplicity! I could just send my documents across without having to post things like with other companies. I had my loan within a few days. Reviewed on: 30th May 2017

lowest rates

It's been an enjoyable experience been with this company very professional Reviewed on: 30th May 2017

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