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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Excellent service

Had very good and an easy process Reviewed on: 30th May 2017

easy,affordable and flexiable

From applying for the loan to receiving the loan was quick, but best of all when.you have spare cash you can pay online clearing the loan much quicker. Top rated lender with reasonable Apr Reviewed on: 30th May 2017

Simple application Process

From the start of the application the process was easy and uncomplicated from start to approval of the loan. During the process I was kept informed of progress of each stage Reviewed on: 30th May 2017

Cheap and Easy

The cheapest loan in terms of APR by far and very transparent about all costs too. They have a very simple and easy to use website to help me manage my loan and I'm amazed how much I can view and amend with regard to my loan on there. This is my 2nd loan with Zopa and providing they remain as above I'll keep using them if required. Reviewed on: 30th May 2017

Best credit n best rate

I was struggling tonobtain credit and zopa gave me the amount of finance I needed at not a rip off price 100% positive company Reviewed on: 30th May 2017

ZOPA @THE BEST

I am Daniela and I am very happy with Zopa Reviewed on: 30th May 2017

Positive, fast and human

Zopa is solid and stress free and also fast. There is the human touch in peer to peer lending that I also like. My last two cars came through Zopa and I already recommend this service to my friends. Reviewed on: 30th May 2017

straight forward loans

so simple to arrange a loan at very reasonable rates, would fully recommend Reviewed on: 30th May 2017

Very easy and quick

I applied for a loan through zopa they made the experience very easy and the process was quick. I like the idea that you can pay more off your loan without incurring any extra payments so if I have some spare cash I can pay some extra. Reviewed on: 30th May 2017

Easy to access, a pleasure to deal with.

They make the whole process easy and hassle free. Reviewed on: 30th May 2017

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