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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 11th Apr 2026

274400% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Simple and fair

Great experience when I needed a loan for a new boiler. The Zopa site was easy to access, easy to apply and it took a few moments to confirm approval. Would thoroughly recommend. Reviewed on: 30th May 2017

Easy to use and fantastic rates

Application process was very simple and easy to set up with fantastic rates compared to numerous other lenders Reviewed on: 30th May 2017

Quick, easy, brilliant

Very easy to follow instructions and apply for, with a quick response time. The money was in my bank before I knew it Reviewed on: 30th May 2017

Best by Far!

I was really pleased on how easy it was to borrow from Zopa rather than High St Banks . I was extremely surprised at how smooth the transaction was from application to loan being accepted and paid into my bank. The package you offered was superb and cheapest on the market. Delighted 10/10 Reviewed on: 30th May 2017

Very likely, efficient effective and easy

Needed a loan. I went online did the paperwork and it was sorted easily and harmoniously Reviewed on: 30th May 2017

Quick and efficient loan

My loan has been accepted within hours, very good APR and my money came in rather quickly. Highly recommended. Reviewed on: 30th May 2017

Excellent

Always use zopa if I need a loan. Have recommended you to many people Reviewed on: 30th May 2017

Definitely the best company to deal with :-)

I'd not had a loan for years and applied through Zopa! It was very easy and they didn't need to know my family history or my inside leg measurements to approve my loan! I would definitely recommend them!! Reviewed on: 30th May 2017

Excellent product

Quick and simple, only took 10mins and I can't believe their interest rates!! Beat most if not all high street interest rates and was accepted even though credit score isn't excellent. Reviewed on: 30th May 2017

Very happy

Great rates is the main thing but also great to be able to track the loan repayment online and offers of additional offers later for subsequent loans Reviewed on: 30th May 2017

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