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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,053 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68053)

Great experience

Got my money fast and easy. No hidden fees, everything is straight forward. Will do it again if needed! Xxxx Reviewed on: 30th May 2017

Would recommend highly

Great easy options whilst choosing my loan with zopa, clear detailed information and excellent customer service to boot. Reviewed on: 30th May 2017

ONLY THE VERY BEST!

ZOPA IS AN EXCELLENT, EFFICIENT AND NO-NONSENSE PERSONAL LOAN PROVIDER WITH VERY FAIR AND AFFORDABLE INTEREST RATES. BEFORE MAKING A FULL LOAN APPLICATION YOU CAN MAKE A FIRST APPLICATION THAT WILL NOT AFFECT YOUR CREDIT SCORE TO FIND OUT THE LIKELIHOOD OF BEING ACCEPTED. Reviewed on: 30th May 2017

Good service

Easy to use , no problems . The funds came in when they were supposed to Reviewed on: 30th May 2017

Quick, helpful and without fuss.

The loan application was simple and i was kept up to date throughout. Reviewed on: 30th May 2017

Easy application

Easy application,helpful staff at customer services only too pleased to assist with enquiry. Reviewed on: 30th May 2017

Top notch

Great customer service,no waiting on phone for ages listening to lift music,good easy use of site when applying and good competitive rate,would definetly recommend and use again. Many thanks Reviewed on: 30th May 2017

Zopa? Zo good!

I applied for a loan from Zopa not knowing much about them but had a response very quickly with great communication and very, very favourable interest rate. The money was in my account very quickly and confirmed by email. I even received a confirmation email to tell me that my first payment had been taken successfully! If I require a loan in future I will never go anywhere else!! Reviewed on: 30th May 2017

Quick and easy

Excellent no fuss service! Wouldn't hesitate to use again! Rates far exceeded my banks offer and I've been with them 25 years Reviewed on: 30th May 2017

No hassle process

I usually go to my local bank for a loan every couple of years but this year I decided to try online and came across zopa, thier rates was cheaper than The banks so it was a no brainer I was approved in less than a minute and received my loan of £8k 4 days later. Definitely coming back here. Very very happy customer. Reviewed on: 30th May 2017

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