Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Why doesn't every body use Zopa?

Great service and great savings versus high street lenders. Reviewed on: 30th May 2017

Good rates, quick service

Zopa are always competitive and are very speedy when loan agreed. Had a few loans over years, recommended. Reviewed on: 30th May 2017

Great service and experience.

The website was very easy to navigate and gave plenty of information. the application was simple and quick to fill out and I received a response for my application in under 12 hours. Very impressed. Reviewed on: 30th May 2017

Great Service

Fabulous way to do business, very customer focused. Reviewed on: 30th May 2017

Quick, simple, flexible, efficient

It was suggested to me by a friend. Application process was quick and simple enough. Great because I am able to change the dates of payment as well as payment amount! Very flexible and efficient! Reviewed on: 30th May 2017

Great experience easy process

When applying was so easy, great customer services If in need of money for consolidation or bills I advise Zola Reviewed on: 30th May 2017

Best rate and fast delivery

I have been building my credit score for a year using Clearscore. Found that Zopa had the best rate for my loan. Thought this rate was out of my leak. 5 minutes later I had been pre approved. Great rate, no hassle and very fast. Spot on Reviewed on: 30th May 2017

Excellent service.

Easy application... Affordable repayments... Recommended... Reviewed on: 30th May 2017

Great service, no hassle

Had a very good experience with Zopa so far, always quick, responsive and don't hassle unnecessarily. Reviewed on: 30th May 2017

Green loan company!

Zopa is the best loan company I have ever used. Fast, friendly service with the minimum of fuss. Great! Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Logbook Loan
from eLogBookLoan 4.38 from 13 reviews
Loans
from Darlington Credit Union 0.00 from 0 reviews
Short-term loans
from Moneyboat.co.uk 4.82 from 1919 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub