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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Best Rates. Super Quick approval

Got the loan approved so quickly and opted for next day. which meant money was within my account in less than 24hours Reviewed on: 30th May 2017

No fuss very quick decision and money in bank account quickly, competitive Apr

No fuss very quick decision and money in bank account quickly, competitive Apr Would definitely recommend to friends and family Reviewed on: 30th May 2017

Professional Loan provider

Zopa is well organised and has a professional group of people providing excellent services to customers. Well worth it and highly recommended. Reviewed on: 30th May 2017

Easy and reliable

Its very easy procedure. Dont need to hassle long. Highly recommended because of its intrest rate. Reviewed on: 30th May 2017

Great loan and flexibility

Would recommend Zopa to anyone who needs a fast and flexible loan at a great rate. Reviewed on: 30th May 2017

Choose Zopa its stress free

Zopa was easy to do and the money was in bank account very quickly,no stress at all. Reviewed on: 30th May 2017

Low interest rate and great repayment terms

They had the lowest interest rate out of all lenders I searched and the no fees on early repayment is a huge bonus. Reviewed on: 30th May 2017

Speedy loan, low interest, convenient repayments.

Due to the end of interest free periods on some credit cards and in need of cash to pay for home improvements, I applied for a Zopa loan. With an easy application process, a speedy decision and a low interest rate I accepted the loan that Zopa offered me. The repayments come straight out of my account. Thank you Zopa! Reviewed on: 30th May 2017

Quick and easy a good rate

Very easy to apply and was approved in minutes. The interest rate was very good and the money was in my account on time Reviewed on: 30th May 2017

Quick easy & fast response

Super easy online forms with fast response, money was in my account within one working day , would highly recommend on my experience to all use zopla Reviewed on: 30th May 2017

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