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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Great customer service

Easy to use and quick turn around! Reviewed on: 30th May 2017

Simplicity

So simple so easy best loan i have ever applied for Reviewed on: 30th May 2017

zopa is hassle free loan provider

No middle man fee. you do it all yourself Reviewed on: 30th May 2017

Quick and easy

We got a loan to buy a new Caravan and the whole process was quick and easy Reviewed on: 30th May 2017

Brilliant

Brilliant loan company to deal with fast, informative reliable..... very happy customer Reviewed on: 30th May 2017

Easy application, prompt response

Simple, flexible, quick, xcellent value Reviewed on: 30th May 2017

Outstanding in every way

I have found Zopa one of the best financial service organisations I have ever used. The customer experience is supberb - modern and efficient Reviewed on: 30th May 2017

Highly Recommend

Easy application, fast decision and money in account within a few days. Reviewed on: 30th May 2017

Excellent service & rates

I felt that I was dealt with polity, and with professional attitude the whole time. The rates are keen, and that of course is a big part of it. Love working with zupa.. Reviewed on: 30th May 2017

loan advance

zopa is awsome they advanced a loan in a day Reviewed on: 30th May 2017

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