Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

View other Zopa products

4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68054)

Speedy,efficient & helpful

Easy to apply. Fast response . Funds speedily received. Simple, effective & great value. Reviewed on: 30th May 2017

Simply quick

I had always kept away from online loans thinking they would entail endless emails etc ,nothing could be further from the truth when I eventually applied for a zopa loan . Having read the reviews and noted the competitive rates decided to apply it was simplicity itself the website is very clear and all instructions easily followed ,once accepted funds were available when quoted so all in all highly recommended Reviewed on: 30th May 2017

Would recommend

I got a loan for a 7,800 at 9% rate - got approved very quickly. Definitely would recommend it as a website is easy to use and payments are clear. Reviewed on: 30th May 2017

Excellent loan provider

Very easy process and very helpful obtaining a loan. Would not go anywhere else Zopa is the best loan provider i have dealt with. Reviewed on: 30th May 2017

fast, simple and cheap!

I've got a fairly good credit rating so was surprised when zopa came out the cheapest on a comparison site. The application was quick and the money was in my account the next day. Fantastic! Reviewed on: 30th May 2017

excellent service

a very easy process from start to finish. quick desicion and money was in my account at the time stated. low interest rate with afforadable replayments. Would recommend this service to anyone. Reviewed on: 30th May 2017

Simple

Easy to get a loan, very helpful and great rates! Reviewed on: 30th May 2017

Good service

Quick and easy way to get money. Simple applications and fast answer. Reviewed on: 30th May 2017

Great loan company!

Everyone was so helpful in helping me with the loan I got. Quick and effective response. 100% would recommend! Reviewed on: 30th May 2017

Very Easy application and administration of Loan

Zopa have been one of the easiest Loan Companies I have ever dealt with all straight forward easy application and great customer service. Easy to keep track of where the loan is at through the term of the loan online. Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loans
from Hastings Direct 4.42 from 119 reviews
Short-term loan
from Mr Lender 4.86 from 8304 reviews
Personal Loan
from Metro Bank 4.85 from 74 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5953 reviews
Credit card
from Zopa 4.94 from 43503 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub