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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Best loan company going

Competitive Loan provider with good rates Reviewed on: 30th May 2017

Amazingly easy loans

Simple to use and super fast response too! Reviewed on: 30th May 2017

Nice and easy

I was suprised in the good way how quick, easy it was to get loan. I have already recomended zopa to few of my friends. Reviewed on: 30th May 2017

The hassle free way to borrow

An easily guided process online and they even do a soft search so you know exactly what interest rate you'll be given. I highly recommend ZOPA for a five star loan. Reviewed on: 30th May 2017

5 Star Recommendation

In an era where it is very hard to find compliments for excellent, efficient and speedy customer service. WELL DONE ZOPA! Reviewed on: 30th May 2017

Polite, friendly and helpful.

Applied for loan, all agreed very easily and funds transferred in excellent time. Assistance in hand when required, couldn't ask for more really. (Although a rate discount be nice!) Reviewed on: 30th May 2017

Couldn't be any easier

Great service, no fuss money in without any hassle Reviewed on: 30th May 2017

GREAT COMPANY WAS MAde so easy to get my loan

quick easy and so simple loved it Reviewed on: 30th May 2017

Quick and Transparent

I applied to two different (large) on line loan providers and the two experiences could not be more different. The Zopa communication about progress and what was required was quick and clear to the extent where I had the money in my account before the other provider actually acknowledged my application - I then struggled to get in touch with them because they had large queues on the phone whereas Zopa have the functionality to manage the relationship and the applications progress on line. Finally, I got a great rate! Am happy to recommend Zopa on this basis. Reviewed on: 30th May 2017

No fuss, no trouble

It was extremely easy and simple. There was no fuss or waiting days to hear back. It was a smooth and easy transaction and already recommended to other people. Would definitely use again in the future. Reviewed on: 30th May 2017

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