Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Zoom ahead with Zopa

Fair interest rates, friendly helpful staff. Affordable, would highly recommend. Reviewed on: 30th May 2017

Fab Service

Fabulous customer service always very helpful Reviewed on: 30th May 2017

Brilliant

No fuss, no time wasting. Great customer journey. Reviewed on: 30th May 2017

Fantastic, flexible, fair loans!

The customer service has been excellent! Great company I would recommend to anyone x Reviewed on: 30th May 2017

They are awsome

They were quick to advance a loan Reviewed on: 30th May 2017

Fast and simple

Applied for this loan and the money was in my account 3 days later. Only one phonecall was made to me which lasted only a few minutes. Excellent service for me as I work a lot of hours. Reviewed on: 30th May 2017

Simple and clear

Very straightforward and simple process. Quick decision Reviewed on: 30th May 2017

Really simple to use & understand.

Really easy to do business with!! Reviewed on: 30th May 2017

Awesome Loan Provider!!

Never dealt with them before but provided best loan rate and much quicker decision compared to my existing debtors such as sainsburys bank and M&S. Reviewed on: 30th May 2017

Very good service

Very easy swift reply and no complications. Good work all round. Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Darlington Credit Union 0.00 from 0 reviews
Loans
from Central Credit Union 4.94 from 3327 reviews
Logbook Loan
from AutoMoney 4.01 from 1 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub