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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Best one around

The most pragmatic loan provider, very easy to apply, got approved within minutes. Easily the best loan provider in the market right now. Reviewed on: 30th May 2017

A no-nonsense loan provider, at sensible rates

An excellent loan provider-simple application, swift resolution & speedy execution. Go Zopa! Reviewed on: 30th May 2017

Easy, safe, fair, reliable, flexible.

Easy application process, safe in the knowledge that you are getting a fair rate. I have had several loans over the years, sometimes made additional payments, the online calculator gives reliable information on how much the loan will cost and how much over payments will reduce the costs. All easily accessible at any time. Love the ethics love the product. Reviewed on: 30th May 2017

Zopa review

We have used zopa several times now. Excellent company. Hassle free and straight forward. Would always recommend. Reviewed on: 30th May 2017

Quick, simple & efficient

Applied for my loan, brilliant service with the quick check that doesn't effect your credit score. Very impressed. Website is clear and gives good description of what you're applying for. No hidden scares. Money was in my bank in a few days. It's been very easy and would definitely apply through zopa again if needed. Reviewed on: 30th May 2017

Very likely

Helpful, offering good payback terms, just a phone call or email away, rates and percentage are excellent. Very helpful and friendly on the telephone. Good at sending emails offers and updates keeping you updated on the latest percentage rates. Reviewed on: 30th May 2017

Just AMAZING

I was feeling really down I felt there was no end to my financial problem, I came across ZOPA on internet and I applied, my application was approved and I was over the moon, I consolidated my debt and feel free again, thanks to ZOPA Reviewed on: 30th May 2017

Great customer service

Very flexible and easy to setup always accessible top marks. Reviewed on: 30th May 2017

Faultless

Very easy application process, lowest interest rates around and no hidden charges. Reviewed on: 30th May 2017

yes1

an excellent provider, Zopa has made application, and decision making as simple and direct as any provider i've used in the past. all parts of the process are extremely straightforeward and reliable. a highly commendable company. Reviewed on: 30th May 2017

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