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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Easy, efficient & professional

Quick and easy to apply with efficient response and fund release Reviewed on: 30th May 2017

Simple, Swift Procedure.

Very simple application, swift processing and quick transfer of funds to my account, Super service with no hassle. Mel Reviewed on: 30th May 2017

Great rates

Best rates I've seen and very quick payout Reviewed on: 30th May 2017

Great service

Was really happy with process of getting a loan through zopa. The online form was easy to fill in only took 10 minutes and got the approval through the following day and had my money in the bank within 3 days (could have had it instantly if I paid a fee but I wasn't in a rush. Applied Thursday and had the money in my bank the following Monday). Would highly recommend and the interest rate was the best on the market really low competitive rate. Top marks from a happy customer Mrs Sheridan Reviewed on: 30th May 2017

Does what it says on the screen

Found Zopa simple to use, swift to reply, easy to keep track of, friendly and helpful if on the phone. Just Grrrrrreat Reviewed on: 30th May 2017

Amazing

It's really help me a lot , no stress no worries thankx Zopa Reviewed on: 30th May 2017

Easy & cheap!

I was so relieved to discover a loan from Zopa, so much cheaper than any others I'd seen. Really easy to set up & pay. Allowed me to book flights to see my friend in Australia!! Would highly recommend. Reviewed on: 30th May 2017

SIMPLE, EASY AND FAST

It was very easy and simple to make the application. I got a very fast response. Thank you Zopa. Reviewed on: 30th May 2017

Easy, affordable quick and reliable.

Iv used zopa a number of times as i find there service reliable, forms are straight foward to fill in to apply and repayments affordable and competative rates. Reviewed on: 30th May 2017

Simple, easy & efficient

I needed some money to help with my purchase of an engagement ring. Wary of highstreet banks interest rates, long winded approvals and the rest I did some research and found Zopa (following a great recommendation on money saving expert). I found the initial application process to be very simple, and was quickly approved for a loan to boot. Within a week i had the money in my account, and a week later I was engaged! A brilliant ending to a fantastic service. Couldn't recommend Zopa enough, theyre brilliant! Reviewed on: 30th May 2017

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