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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

yes1

an excellent provider, Zopa has made application, and decision making as simple and direct as any provider i've used in the past. all parts of the process are extremely straightforeward and reliable. a highly commendable company. Reviewed on: 30th May 2017

Good rates

Good rates very helpful best out there Reviewed on: 30th May 2017

Easy and simple

Very fast confirmation easy to use site, really good overall! Reviewed on: 30th May 2017

Credit where credit is due (dum-dum-tish)

These guys are the best, easiest, no fuss loan provider I've ever come across. They were recommended to me through Clearscore and I've had 2 loans from them. I won't use anyone else, genuinely, because of the lack of hassle and the pretty much instant decisions. Zopa will be my go-to loan company if ever I need a loan again. Great company, great ethics, great service. Reviewed on: 30th May 2017

Zopa loan for a scooter

I needed a £1200 loan for a Vespa scooter that I've always wanted and when I looked at Zopa's rates I couldn't resist. The loan was granted quickly the money was in my bank in days and the total loan cost was brilliant. Top service. Reviewed on: 30th May 2017

friendly and approachable

Can't fault anything about this company friendly approachable understanding and professional. Funds were in my account within days. Would not hesitate to use them again and have already recommended them to friends and family. Great service. Reviewed on: 30th May 2017

Extremely fast and efficient

Easy to use, quick and very efficient Reviewed on: 30th May 2017

Excellent loan provider

No hassle application online. Excellent apr. Quick response . Very happy. Reviewed on: 30th May 2017

Great service

Really simple and easy to sign up to. Great customer service and always kept up-to-date on my account and offers from Zola. Great company to do business with. Reviewed on: 30th May 2017

Flexible and great value

I did everything online in minutes, got a great rate, can check my account online and overpay. I can even see where my benefactors are in the country. It's really personal and simple. I'd recommend Zopa and have to friends and family. Reviewed on: 30th May 2017

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