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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,090 reviews, last reviewed 12th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026
Alin A's avatar
Alin A

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Good rates

5
Good rates very helpful best out there Reviewed on: 30th May 2017
Paul Thomson's avatar
Paul Thomson

Easy and simple

5
Very fast confirmation easy to use site, really good overall! Reviewed on: 30th May 2017
James dean's avatar
James dean

Credit where credit is due (dum-dum-tish)

5
These guys are the best, easiest, no fuss loan provider I've ever come across. They were recommended to me through Clearscore and I've had 2 loans from them. I won't use anyone else, genuinely, because of the lack of hassle and the pretty much instant decisions. Zopa will be my go-to loan company if ever I need a loan again. Great company, great ethics, great service. Reviewed on: 30th May 2017
Michelle Hollowood's avatar
Michelle Hollowood

Zopa loan for a scooter

5
I needed a £1200 loan for a Vespa scooter that I've always wanted and when I looked at Zopa's rates I couldn't resist. The loan was granted quickly the money was in my bank in days and the total loan cost was brilliant. Top service. Reviewed on: 30th May 2017
Stephen Tew's avatar
Stephen Tew

friendly and approachable

5
Can't fault anything about this company friendly approachable understanding and professional. Funds were in my account within days. Would not hesitate to use them again and have already recommended them to friends and family. Great service. Reviewed on: 30th May 2017
Chrissy's avatar
Chrissy

Extremely fast and efficient

5
Easy to use, quick and very efficient Reviewed on: 30th May 2017
Alan Williams's avatar
Alan Williams

Excellent loan provider

5
No hassle application online. Excellent apr. Quick response . Very happy. Reviewed on: 30th May 2017
Terry Ford's avatar
Terry Ford

Great service

4
Really simple and easy to sign up to. Great customer service and always kept up-to-date on my account and offers from Zola. Great company to do business with. Reviewed on: 30th May 2017
Gavin Peters 's avatar
Gavin Peters

Flexible and great value

5
I did everything online in minutes, got a great rate, can check my account online and overpay. I can even see where my benefactors are in the country. It's really personal and simple. I'd recommend Zopa and have to friends and family. Reviewed on: 30th May 2017
Sophie Hurst's avatar
Sophie Hurst

Great service

5
My application was dealt with promptly and professionally enabling me to sort out the purchase of a new car within a week. I had no photographic ID but the Zopa team dealt with this very efficiently by accepting e mailed photos of my paper evidence.I could not fault them in any form of contact whether it was by telephone or e mail. Reviewed on: 30th May 2017
Carol Parkin's avatar
Carol Parkin

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