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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Common Sense approach

Having used Zopa for a 3rd time I have already recommend them for Loans to my friends and family. One of the best features they have is the ability to make an additional payment towards it, to either bring down the loan repayments or to shorten the loan length. Both of which incur no additional charges! I have not had any issues with them for the last 7 years and will most likely continue to use Zopa as my Go-To loan provider. Reviewed on: 30th May 2017

Such a hassle free easy transaction

I would normally look to my bank as first port of call for a loan but had heard of Zopa and thought I'd give it a go. The loan rate was better than what my bank were offering and the money was paid within days. Highly recommend to others! Reviewed on: 30th May 2017

Top money lender

Had a few loans and they're Apr is spot on.cheaper than most and customer service is great.especially being internet only. Reviewed on: 30th May 2017

Easy to arrange, low interest loan.

I have had two loans with Zopa. The initial loan was for a car, much lower interest than car finance. Easy to arrange online. I later had a top up loan. Again, no problems. Good communication. Would definitely use Zopa again and recommend to others. Reviewed on: 30th May 2017

So easy

Had a loan for a car from zopa was so easy to apply for and quick. Great online service, you can view your balance very impressed would definite recommend. I have had no problems and will use again if I need another loan. Reviewed on: 30th May 2017

Low intrest rates and fast service.

Very simple application online and quick decision. Nice low intrest rates. Best loan ive ever had . Reviewed on: 30th May 2017

Decision in seconds, great interest rates.

My second loan. Smooth application. Reviewed on: 30th May 2017

Unbeatable

I needed a loan quick due to my car giving up on me. Zopa gave me a loan within a couple days at an unrivalled apr. I've told many friends and family to use Zopa and if I ever needed another loan, I would 100% use this company. Reviewed on: 30th May 2017

Fast, fair and hassle-free

I needed a consolidation loan to shift from high APR cards & loans offered to me by my bank and Zopa exceeded my expectations. The whole process is simple, fast & clear with an excellent online site. Communication has been excellent throughout - they even contacted me when I could get a new loan at a better rate! How many banks would do that! Reviewed on: 30th May 2017

An excellent company with helpful products

After searching a number of financing avenues for a car purchase I happened on Zopa. The application process online was extremely clear and simple to follow, the approval process was fast and efficient - as was the subsequent money transfer. I'm very pleased with the rate of interest offered and everything seems clear and easy to use and follow. Well done Zopa! Reviewed on: 30th May 2017

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