Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

View other Zopa products

4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68054)

Excellent

I had a really positive experience with Zopa so have no hesitation in recommending them. Reviewed on: 30th May 2017

Easy to apply low rate

From start to finish this is how the loan process should be . I have a foreign income and still had a response within days . Was by far the cheapest loan available on the market Reviewed on: 30th May 2017

Great Service

Really straight forward process obtaining a loan and was kept up to date throughout the process. Really quick timescales & great keeping in touch for any questions. Would definitely recommend Reviewed on: 30th May 2017

Simple & easy & clear

Easy to apply. Clear terms. Simple to manage Reviewed on: 30th May 2017

Quick easy and economical

I found my experiences with Zopa to be so easy. Simple online application and straightforward process. It was quick and the rates are the best. Reviewed on: 30th May 2017

Easy,reasonable,and user friendly

It was a simple easy process. I found the rates reasonable. The staff team were open and friendly. The website is user friendly.i like the idea I could be supporting a venture. . Reviewed on: 30th May 2017

Easy process

Simple process from start to finish.loan was passed at advertised rate unlike other lenders who pass the loan but at a far higher rate than advertised.i would highly recommend zopa Reviewed on: 30th May 2017

Great rates, straightforward process!

Just a really easy way to take out a loan - straightforward application process, quick decision and really impressive rates when compared to other lenders - what's not to like? Reviewed on: 30th May 2017

Easy, simple and quick response.

Very quick process and kept up to date throughout the whole process .I would highly recommend this company. Reviewed on: 30th May 2017

Simple and quick

I used a third party to compare loans and zopa came up top. It was quick and easy to complete the application and would definitely recommend to a friend Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Homeowner Loan (discontinued)
from Firstplus (inactive company) 0.00 from 0 reviews
Pawnbrokers (discontinued)
from Albemarle Bond (inactive company) 4.00 from 1 reviews
Personal Loan
from Loans 2 Go 3.15 from 20 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5953 reviews
Credit card
from Zopa 4.94 from 43503 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub