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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Best loan company ever...

I've genuinely never had such good service with a loan provider. Zopa are fast, simple and easy to deal with and their customer service is at a very high standard. I honestly do and would continue to recommend Zopa to friends and family. Thanks for helping me :) Reviewed on: 30th May 2017

Great service

Both loans I have had, experience with staff and organisation has been second to none Reviewed on: 30th May 2017

Quick, easy, great APR

Painless application Lowest APR I've seen Soft search APR was the same as that was offered Simple/easy to use website Changed payment date within seconds Fast turnaround Would recommend, or should I say, have recommended. Reviewed on: 30th May 2017

Jill D

Great rate and flexible in choosing the date. Also no early repayment charges Reviewed on: 30th May 2017

great!!!

I had a big problem about money zopa save my life . it is easy to borrow money. Reviewed on: 30th May 2017

Excellent

its very convenient to apply and get loan form Zopa Reviewed on: 30th May 2017

consoldation of debts

this process was quick and easy on line and it is clear what i have to pay back and i like the online log in so i can see what is going on with my loan throughout at any time. Reviewed on: 30th May 2017

Great customer service and easy to deal with

Decision to offer loan was made quickly and cash was received within given timescales. Website was easy to navigate and setting up my repayment plan was a very simple process. Highly recommended! Reviewed on: 30th May 2017

Borrowing

Fast efficient and qucik service, with friendly and professional process throughout which is some of the best customer focused business experienced in quite some time and highly recommended. Reviewed on: 30th May 2017

Brilliant value

Zola had the best interest rates we could find when we needed a loan. We've never had any problems. It was quick and easy to apply and we've always had great service. Reviewed on: 30th May 2017

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