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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Super

Quick, easy & no fuss, no please wait we will get one of our team to call you back at the most inconvenient time . Reviewed on: 30th May 2017

Does what it says on the tin

Zopa gave us a loan at a good rate and in a timely manner . Their online presence is very clear and helpful Reviewed on: 30th May 2017

Brilliant

Quick and easy to apply for the loan, good rates and customer service Reviewed on: 30th May 2017

Excelent

Very easy to apply for and they reply right away with what documents they need, you can simply take a picture of them on your smart phone. Money is in the bank in a couple of days. Excelent service! Reviewed on: 30th May 2017

Nice and easy

Simple to arrange, quick answer and loan in account next day Reviewed on: 30th May 2017

Sky of financially

Am really help to be with zoap... it's very quick nd very easy to get as we'll.. so I always recommend to friends nd family zoap.. Reviewed on: 30th May 2017

Thank you

Helpful, fast and efficient . A great option for a last minute holiday or just emergency fund. Pay off faster and save Reviewed on: 30th May 2017

The no hassle loan

Applied, was quickly accepted,and had no hassle since I took it out. Does what it says on the tin. Reviewed on: 30th May 2017

Excellent Service

Quick, smooth and hassle-free. Obtaining a loan from Zopa was very easy. Afterwards, they keep you up to date of the current status of the loan very simply through the website. Reviewed on: 30th May 2017

very easy and secure web site... easy peasy . .?

So simple to arrange. easy to follow instructions throughout. The interest rate was the best one by far... Reviewed on: 30th May 2017

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