Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

More than helped me at a very difficult time. Will recommend Zopa to friends and famiuly

Continuous help and understanding from Staff. Made the whole experience less traumatic and by the relaxed and pleasant response from the staff I was more than pleased to continue with the application. Thank you Zopa for all your help. Reviewed on: 30th May 2017

Great organisation!

Very friendly people who are always to help. It's transparent, approachable and reliable. I must also that it's refreshing, in the modern era, to have a family-type company that seems like it's on the side of the ordinary man or woman on the street! Reviewed on: 30th May 2017

Excellent service

Fast and efficient service best overall loan company wish I knew about zopa along time ago. Excellent Reviewed on: 30th May 2017

Amazing

I was looking for a loan. I have refused from most loan providers. But ZOPA surprisingly accepted my application without any extra effort. Applicatin Process was straight forward. Within 2 days they confirmed my loan. Thank you so much Zopa for your unforgettable support when I was needed. Reviewed on: 30th May 2017

Has helped me financialy

I used zopa for debt consolidation as i had way too many accounts has helped me too lower my monthly out come and i dont have to worry about apr. Reviewed on: 30th May 2017

Great

No problems. Simple easy competitive Reviewed on: 30th May 2017

quick and easy fast aproval

Only have good things to say they always take payment on or after the agreed date so there's no confusion Reviewed on: 30th May 2017

Quick, simple and low cost way to borrow

Applied on line and excepted almost by return. Money in bank account in 3 days. Great service Reviewed on: 30th May 2017

Very happy with the service

The approval process was straightforward and quick. I have already mentioned Zopa to several friends. Reviewed on: 30th May 2017

Good choice

Zoos helped us when we needed it the most! Nice, quick and easy! Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from first direct 4.33 from 13 reviews
Loans
from Creditspring 4.25 from 24 reviews
Personal loan
from Bamboo Loans 4.82 from 16792 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub