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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Great organisation!

Very friendly people who are always to help. It's transparent, approachable and reliable. I must also that it's refreshing, in the modern era, to have a family-type company that seems like it's on the side of the ordinary man or woman on the street! Reviewed on: 30th May 2017

Excellent service

Fast and efficient service best overall loan company wish I knew about zopa along time ago. Excellent Reviewed on: 30th May 2017

Amazing

I was looking for a loan. I have refused from most loan providers. But ZOPA surprisingly accepted my application without any extra effort. Applicatin Process was straight forward. Within 2 days they confirmed my loan. Thank you so much Zopa for your unforgettable support when I was needed. Reviewed on: 30th May 2017

Has helped me financialy

I used zopa for debt consolidation as i had way too many accounts has helped me too lower my monthly out come and i dont have to worry about apr. Reviewed on: 30th May 2017

Great

No problems. Simple easy competitive Reviewed on: 30th May 2017

quick and easy fast aproval

Only have good things to say they always take payment on or after the agreed date so there's no confusion Reviewed on: 30th May 2017

Quick, simple and low cost way to borrow

Applied on line and excepted almost by return. Money in bank account in 3 days. Great service Reviewed on: 30th May 2017

Very happy with the service

The approval process was straightforward and quick. I have already mentioned Zopa to several friends. Reviewed on: 30th May 2017

Good choice

Zoos helped us when we needed it the most! Nice, quick and easy! Reviewed on: 30th May 2017

Simply the best

Just simple the best if you tried the rest try zopa you will not be sorry Reviewed on: 30th May 2017

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