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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Excellent,professional & well organised!

Straight to the point, no hassle! Steady affordable payments at good rates Reviewed on: 30th May 2017

Fantastic

Very pleased with the service and have recomended it to friends. Reviewed on: 30th May 2017

Brilliant

The best rates in town with an easy and quick online system Reviewed on: 30th May 2017

Quick and easy

Very positive experience. Easy application and money came through very quickly. Very competitive interest rates Reviewed on: 30th May 2017

Great company

Great service , was quick and easy to sort out on line , I'm always kept up to date thanks . Reviewed on: 30th May 2017

Great customer service

Called up and organised loan in very short time. Would get loan again Reviewed on: 30th May 2017

Great rates, simple process

When I applied with Zopa, it was great and very simple. There were some underwriting questions as I run a business. However, this was all handled very pragmatically and the team were friendly / efficient. Reviewed on: 30th May 2017

Brilliant service

Quick, easy, professional service. Fantastic loan system with really competitive rates. Would definitely recommend this provider to anyone contemplating taking out a loan. Reviewed on: 30th May 2017

Quick simple and safe

I turned to zopa to consolidate some cards and didn't think I would get a fair rate. How wrong I was! I found out within a couple of hours and they provided me with what I needed at a phenomenal and fair rate :). The entire process was simple and stress free. I am happy to recommend zopa to anyone and already have done on numerous occasions. Thank you for your excellent customer service. Kind regards Stuart Reviewed on: 30th May 2017

Best personal loan provider

I really surprise when my loan request was granted within 24 hour, easy step and less form to fill. I even recommend Zopa to my friend and his request was also granted. To my surprise the interest is very very low than the bank. Reviewed on: 30th May 2017

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