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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Easy hassle free loan

Looking for a new car and finance deals all had crazy high interest! Zopa loan low interest hassle free and quick! Reviewed on: 30th May 2017

Modern approach to money.

Always helpful, quick results, professional approach. I'm more than happy to support and use this UK company, it's the modern approach to money. Reviewed on: 30th May 2017

Fast and reliable

From applying for the loan to receiving the money in my bank account, the process was fast and well automated. That combined with some of the best interest rates make it hard to beat. Definitely recommend. Reviewed on: 30th May 2017

Simple, Efficient, and Competitive

I needed an emergency loan to cover unexpected costs for my wedding. As I try to avoid Credit Cards like the plague, I was left with little immediate facilities to reactively reach out to. I started off by looking at online lenders and to my astonishment; the total amount payable over 12 months seemed like daylight robbery!!! I put in a quick search on Martin’s Money Saving Expert and Zopa seemed like the stand out option. The process has been hassle free and I received my funds within 5 days. Three words spring to mind; Simple, Efficient, and Competitive. The Wedding was a blast! Reviewed on: 30th May 2017

The best personal loan I have ever received fair repayments and easy to set up

A pleasure to use and got excepted in a couple of easy steps. Reviewed on: 30th May 2017

Great service easy to understand application

Fabulous service fast easy to follow application great rates Reviewed on: 30th May 2017

Amazing

Amazing customer service,I recommend everyone! Reviewed on: 30th May 2017

Efficient and reliable

The whole process was very straight forward and user friendly. I had access to the funds from my new loan very promptly and have been able to make overpayments easily online. Everything I could wish for! Reviewed on: 30th May 2017

Great Service

Quick and Easy, Approved quickly and painless. Best deal in the market place. Reviewed on: 30th May 2017

Excellent and easy to set up loan

I was looking for a fast and also the best deal at the time to purchase my camper van , after searching in the internet I reviewed Zopa and applied , I found the experience easy from application to receiving the funds , would recommend Zopa to anyone thinking of a loan Reviewed on: 30th May 2017

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