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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Great company

Great company. Hassle (and bank) free lending. Reviewed on: 30th May 2017

Happy Customer Here

Zopa gave me the opportunity to explore some ideas that I had - ideas that would have been out of reach before. Banks would not have trusted me as Zopa has done. Thank you Zopa. Reviewed on: 30th May 2017

Quick easy

Fair rates. All done online quick easy honest Reviewed on: 30th May 2017

Very satisfied.

Very satisfied indeed and would be more than happy to recommend to friends and family and even use again myself. Very simple and straight forward process, hassle free. Reviewed on: 30th May 2017

Great loan at a great rate!

Great loan. Helpful! Great rate! Reviewed on: 30th May 2017

Car loan

Very straight forward application told within minutes I had loan in my account in a matter of days will definitely use again Reviewed on: 30th May 2017

Easy and straight forward

A really easy and straight forward application and help is at the end of phone with people who help and make it easy to apply for a loan. Reviewed on: 30th May 2017

Loans with a fair interest rate

Easy to apply, great customer care, favourable interest rates - consider Zopa first for loans. Reviewed on: 30th May 2017

excellent

The service is great .. and the rates are great too Reviewed on: 30th May 2017

Great loan rate, Great Experience

I applied online and was immediately approved for a loan with the lowest rate I have seen anywhere. I had the option to have the money in my account with 24 hours, however I chose 3 days and the money was there as promised. Also, I like their very simple online portal that lets me overpay the loan whenever I want, without penalty. Excellent. Reviewed on: 30th May 2017

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