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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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Zopa Personal loan reviews (68054)

Best loan interest rate around!

I needed a loan quickly to pay for an operation. Zopa was recommended to me so I applied. I was quickly offered the lowest interest rate around and the whole process was quick and easy. Reviewed on: 30th May 2017

By far the best personal loan out there

Low interest, quick descion, fast access to the cash. I used to go to a bank for my first choice loan but not any more. Zopa are the best by a country mile. Reviewed on: 30th May 2017

Great, straight forward and innovate service!

I was sceptical at first about the concept of Zopa, but from the first click to apply I was surprised and excited about the journey I started. My application for a loan with Zopa was easy, smooth and modern. Its an up to date, tech savy, forward thinking approach - Zopa would be the first place I would go to, or recommend, when its comes to loans in the future. Reviewed on: 30th May 2017

Great loans

I used Zopa for a loan. I only needed it short term and was able to pay back early with no early repayment fee. I now plan to become a lender on Zopa. A* Reviewed on: 30th May 2017

Zopa is awesome!

Super straight-forward, easy and fast loan service! Highly recommended. Reviewed on: 30th May 2017

Fantastic

Lovely service and so easy to deal with Reviewed on: 30th May 2017

Great loan company

I've already recommended Zopa to friends. The process of applying and being granted a loan is super easy and really quick. The interest rates are very competitive and paying the cost back is a breeze. Reviewed on: 30th May 2017

Most likely

I enjoyed the experience with zopa that was quick answer and the money was in the account in less than 3 days Reviewed on: 30th May 2017

Friendly, accessible uncomplicated

Loved my experience with these guys. Simple, intuitive and helpful application process. No need to be afraid by the gravity of it all, you're in safe hands. Recommend. Reviewed on: 30th May 2017

Great service. Quick and fuss free

The application process and timeliness of payment into my account was great. Would definitely recommend. Reviewed on: 30th May 2017

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