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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Great

Quick, clear and excellent service Reviewed on: 30th May 2017

Fast quote and best rate

Very quick to get a quote and then to move to application. All approved and I bank within 3 days. Great service with a great rate. Reviewed on: 30th May 2017

Great personal loan service

I was able to apply and be accepted for a loan with a great interest rate within minutes Reviewed on: 30th May 2017

Simple, easy borrowing!

Excellent website, really user friendly; all the information you need is right there in front of you in black and white. Took a really short time to do the application and receive the money. Would definitely use again and recommend. Reviewed on: 30th May 2017

Superb Loan Features

A painless way to obtain funds at a very competitive rate. Effortless approval process. Reviewed on: 30th May 2017

effective and quick

very easy website to use and quick without hassle.totally recommend it Reviewed on: 30th May 2017

Anita

Very good company for those who do not want to deal with paperwork,very helped to find the first car. Very responsive people and always go to a meeting. Super company helped to find the first family car very satisfied Reviewed on: 30th May 2017

QUICK & EFFICIENT

IM VERY HAPPY FOR THE GREAT QUICK RESPONSE AND THE FACILITY TO HAVE THE FUNDS Reviewed on: 30th May 2017

Zopa is the best

I'd recommend Zopa to anyone who requires a loan. Very quick to respond regarding their decision to lend, application process is easy to navigate and options to repay the loan quickly was easy to understand. Wonderful company! Reviewed on: 30th May 2017

Easy and transparent

The best personal loan company I came across. Application process was very easy and the loan was accepted and in my account within days. All of the fees are transparent and there are no hidden surprises. Not surprise it's been nominated as Best Personal Loan Provider in the Consumer Credit Awards. Reviewed on: 30th May 2017

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