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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Friendly

Great rates great service and no hassle, would highly recommend Reviewed on: 30th May 2017

Happily recommend

I've used Zopa a couple of times now for loans and with a fair interest rate and no hidden fees it's a simple choice to make. I had never heard of peer to peer lending before and it's interesting to see who and where your lenders are through their dashboard. Anytime in the future when I need a loan Zopa are always the first place I visit. Reviewed on: 30th May 2017

I would recommend

I would recommend zopa in a heart beat and I have done to family and friends . Quick , easy and fare Reviewed on: 30th May 2017

Great service!

Easy to apply and set up, great rates, what more could you ask for!!! Reviewed on: 30th May 2017

excellent

Quick, easy! I would recommend the service. They also present very attractive rates Reviewed on: 30th May 2017

Easy zopa

Zopa is quick good rates helpful and doesn't keep hassling you. Reviewed on: 30th May 2017

Very good company

Zopa was the only company to give me a loan when other companies wouldnt and they gave the best rates Reviewed on: 30th May 2017

Excellent service

I've received excellent service from zopa, and the process for my loan was quick and easy, no hassle at all Reviewed on: 30th May 2017

It couldn't be any easier!

So simple, even I could use the modern friendly interface. Zopa is fresh and a nice addition to the legacy solutions out there. Its time for the other provides to play catch-up. Reviewed on: 30th May 2017

Excellent all round

No hassle, no fuss just straight forward money lending Reviewed on: 30th May 2017

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