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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Loan Legends!

Zopa are Supa! Painless processes. A+ Application assessment. Smooth as silk. Genuinely great. Reviewed on: 30th May 2017

Brilliant

Very easy and quick provider for those who really needs it. Very satified about the service. Reviewed on: 30th May 2017

Fast approval

Yeah initial experience was good, I hope the after care is too. Reviewed on: 30th May 2017

Excellent rates

I have been with zopa for a few years now and I've been really impressed by excellent rates. Reviewed on: 30th May 2017

Excellent

Fast and advantageous loans.For me zopa it is nr.1! Reviewed on: 30th May 2017

Quick and no hassle

Easy on line process. Very happy with the lack of bureaucracy. But felt that adequate checks were in place Reviewed on: 30th May 2017

No fuss loan

Needed a loan for surgery and I compaired, applied and was confirmed for my loan within minutes! Did all the application online with no messing around with paperwork etc and money was in my account within days. Couldn't ask for a better, stress free process Reviewed on: 30th May 2017

Service

First class service in every way Reviewed on: 30th May 2017

Quick and easy

Loved the fact that the money was in my account when they zupa said it would be and the whole process from start to finish was quick and easy Reviewed on: 30th May 2017

TOTALLY HASSLE FREE LOAN APPLICATION

This has to be the best LOAN company I have ever dealt with, everything was done on line, i had a quick decision and I have a loan that has been operating for the last 9 months which I can check anytime on line, pay extra in to reduce the balance at anytime or change my payment date to suit, TOTALLY impressed with this company and was given the best interest rate around for my loan. Highly recommended and would use again Reviewed on: 30th May 2017

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