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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Great company

I needed a loan for visiting a family member and they offer great rates and have a great payment scheme which has been set up and is great. Defiantly recoomend Zopa if your thinking about a loan Reviewed on: 30th May 2017

Amazing - highly recommended

I required a loan fast for a car and wanted the flexibility to pay the loan off early without a penalty. I couldn't ask for more from a loan. Simple form, quick response, money in my account the next day! Absolutely amazing service. The website is very easy to navigate and so simple to use. I have recommended this service to friends and family already and will continue too. Reviewed on: 30th May 2017

Great Service

At the time that I applied for my ZOPA Loan I was between ‘self’ employed and ‘employed’ circumstances. They asked me to qualify my pending employment details and on approval of all the required documentation granted me a Loan - this enabled me to purchase a car which was essential for the nail;y commute demanded by my new job role. I was happy with the nature of the Loan itself and the interest rate applied to it. Reviewed on: 30th May 2017

Exelent lender

Had no trouble with zopa plain sailing all the way. Reviewed on: 30th May 2017

A fantastic concept

I had never heard of zoos or peer to peer lending previously until matched by a credit reference company - the rates were unbeatable and the concept amazing - so easy to apply - so easy to get the funds - so easy to keep track - fantastic experience with this so far ! Reviewed on: 30th May 2017

Amazing Service

Cannot fault at all! Genuine customer care Reviewed on: 30th May 2017

Peer to Peer

A fantastic service. Low interest rates, simple online application process. Easy identity verification. Helpful staff and excellent literature where everything is presented in an understandable simplified format. I will always use Zopa for any loan that I require. Reviewed on: 30th May 2017

Efficient, easy and friendly

I sought a car loan with a quick turnaround and the process at zopa could not have been more easy or straightforward. The online application was simple to follow and the follow up calls were prompt and and staff so friendly. Having the option to pay off extra amounts each month without penalty is very comforting too. I would recommend to anyone. Reviewed on: 30th May 2017

Fantastic provider

Brilliant provider easy to contact, simple, straightforward and easy to use website and excellent customer service. Reviewed on: 30th May 2017

Loan

Great service . Fast payment with Zopla . Very professionals team sit on the offices Reviewed on: 30th May 2017

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