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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Convenient

Had 2 loans with zopa, the entire process has been very user friendly and I haven't got a single complaint. Reviewed on: 30th May 2017

AWESOME!

A Zopa loan was quite simply, quick and easy. Reviewed on: 30th May 2017

Easy and fair

Zips were great and made getting a loan without the need for a bank simple. Reviewed on: 30th May 2017

Fab fab fab

Hassle free and easy! Couldn't have asked for a smoother process!! Reviewed on: 30th May 2017

Fast service

I have created an account with Zopa, made a credit application, uploaded the requested documents and had the money in my account in les than 72 hours. Very fast process! I definitely recommend! Reviewed on: 30th May 2017

Good rate, efficient service

I went with zopa because of the competitive rate, but their follow up service is very good also! Reviewed on: 30th May 2017

Fast efficient service

The process of applying for a loan can be quite daunting but I found with zopa it was very fast and efficient with the money paid into my account very quickly and with the bonus of a highly competitive interest rate all in all a real winner I would definitely recommend this company Reviewed on: 30th May 2017

Quick response and hassle free

Getting a Zopa loan was straight forward and easy. There was constant and quick correspondence from the team throughout the whole process. Would highly recommend to anyone needing a loan. Reviewed on: 30th May 2017

Exactly what I needed

It was a really quick and easy way to consolidate my debts at an affordable rate. It was really simple to do online and I filled out the application in minutes. I would highly recommend to anybody that was looking to do the same. Reviewed on: 30th May 2017

Super

Was looking to have a 1 payment for all my bills as my ocd was driving me up the wall. so i look to zopa to clear all bills and that left me with the 1 bill each month thatbis more than manageable would recomend them and have done to friends. Reviewed on: 30th May 2017

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