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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Loan

Zopa is good and it's helps when needed Reviewed on: 27th December 2016

very satisfied

I had a loan with halifax, my regular bank, for about £7,500, with interest of about 4.3%, and a car loan through santander for about £7,000 at about 4.9%. I applied to the halifax to combine my 2 loans, and they wanted to up the interest rate to 23%. Being a long time customer, i was disgusted, and so searched the internet, and came up with Zopa at 3.something %. How can they do something my bank can't, or is it just taking the mick out of regular customers to boost their profits. In my opinion, the big banks have got away with fleecing their customers for too long, while paying big bonus's to inneficient staff. A new company like Zopa could shake up the whole system and do us all some good, after all, without their customers they would be nothing, so why fleece them in the first place. It can only be greed. Reviewed on: 27th December 2016

Great loan company

Fantastic company clear rates, monthly repayments no problems Reviewed on: 27th December 2016

Fast, efficient and low rates.

Simple: low rates, simple to use website and money transferred promptly. Reviewed on: 27th December 2016

easy-peasy

Easy application. Super quick decision. Simple. Reviewed on: 27th December 2016

Fast, efficient and tailored to my needs.

Flexible approach, being able to pay off early if my circumstances changed suited my needs. Email communication was always clear and helpful. A positive borrowing experience. Reviewed on: 27th December 2016

Ease of application and interest rate equal to the big banks

Through Clearscore it rated Zopa alongside all other lenders in the market. The rate was better than Santander. Application was quick and simple and online. Would recommend to anyone. Reviewed on: 26th December 2016

Well explained and easy to set up.

Did my research for a loan and the best deal was with zopa. Reviewed on: 26th December 2016

easy,efficient, fair,competitive rates

my experience was quick, painless and efficient Reviewed on: 26th December 2016

Arranging a loan with Zopa was quick and straightforward

Really straightforward to apply for a loan and upload documents, rapid response Reviewed on: 26th December 2016

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