Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Quick easy and fair

An easy but safe way to borrow money. Great interest rates and quick service Reviewed on: 30th May 2017

Best laon yet

Quick,easy...best interest than the bank Reviewed on: 30th May 2017

Great service

No hassle, just great service and an easy to use website. Reviewed on: 30th May 2017

Unbelievably quick and simple service

I applied for a loan through Credit Score based on about a 60% chance of being accepted. 10 minutes after filling out an application it was granted and in my bank the next day. £12k consolidation loan almost instantly and it's saving me a clean fortune. Cheers Zopa Reviewed on: 30th May 2017

Good value for your money

Excellent service and fast communication what is leading to money in your bank account in 48 hours... Reviewed on: 30th May 2017

ZOPA are the best,they beat the rest.

I applied for a loan from Zopa , it was a simple fast process ,the interest rates are very fair ( better then my bank could offer me) . I would advise anybody seeking a private loan to first try Zopa you will find them very hard to beat Reviewed on: 30th May 2017

Good company to use

Good and speedy set up of loan. Very competitive rate. Reviewed on: 30th May 2017

Brill

Never had any problems with it, I can abit extra back those months that I can afford it and the service has been brill Reviewed on: 30th May 2017

Easy and quick

No problem no fuss loan. Easy paper work and quick response Reviewed on: 30th May 2017

Nice and easy

Was looking for a competitive loan and found they were one of the best around so easy to deal with no hassle, lovely to do business with Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Penny Post Credit Union 4.80 from 663 reviews
Inheritance Loan
from Ampla Finance 0.00 from 0 reviews
Loans
from Cambrian Credit Union 4.85 from 112 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub