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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Zopa Excellent

Trustworthy, simplified lending with no hidden catches and no early pay-back fees. What more could you ask for? Reviewed on: 30th May 2017

Excellent

Quick, simple and easy forms to fill out and money straight in once approved Reviewed on: 30th May 2017

The cheapest option

Easy to set up took literally minutes and money was promptly paid into my account Reviewed on: 30th May 2017

Brilliant service.

Asked for a loan which was immediately granted. Interest is low! Brilliant service Reviewed on: 30th May 2017

Quick and easy to get .

I apply to have a loan from zopa .all what I'v done just complete the application form and in few day I get what I need. Reviewed on: 30th May 2017

Quick and easy

Great company from the experience so far speedy with a decision in minutes and money received the next day Reviewed on: 30th May 2017

Easy, quick, community-focused

Zopa enables me to borrow at a good rate. It enables me to save/invest, knowing that I'm helping other people directly - and also get very attractive rates for doing so. It's a no-brainer. I love it. Reviewed on: 30th May 2017

Fantastic service

No fuss, no bother loan. I highly recommend zopa. Reviewed on: 30th May 2017

A company that understands

Great to have a loan company that is actually trying to help people. Quick, simple and helpful. Reviewed on: 30th May 2017

Quick easy and fair

An easy but safe way to borrow money. Great interest rates and quick service Reviewed on: 30th May 2017

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