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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

simple straightforward process

Simple straightforward process from acceptance to early settlement. Great communication. Would happily recommend Zopa to anyone. Reviewed on: 30th May 2017

Simplicity itself!

A few clicks, a quick review. Tick the box and decision in seconds. Funds transferred very quickly. No hassle, no red tape. No worries! Reviewed on: 30th May 2017

Excellent rates for low lending amounts.

Quick, easy and competitive. Couldn't ask for more in a loan company. Reviewed on: 30th May 2017

Simple fast friendly

My loan was made very simple, affordable and money was in my account the next day! Great outfit altogether! Reviewed on: 30th May 2017

Easy and fast!

Such an easy, straightforward and customisable experience Reviewed on: 30th May 2017

Easy and efficient

An easy process and good service. Reviewed on: 30th May 2017

Great loan company

Very easy to request and more easier to carry out early repayment. Reviewed on: 30th May 2017

Excellent

Fast, low Apr, can pay off early. Reviewed on: 30th May 2017

Brilliant service

Can't fault these guys very helpful and great service. Would highly recommend. Reviewed on: 30th May 2017

Great service and helpful advice

Great service and helpful advice Reviewed on: 30th May 2017

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