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Zopa: Personal loan reviews

4.94
Based on 68,054 reviews, last reviewed 27th Mar 2026
274300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026
Amanda Bell's avatar
Amanda Bell

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Brilliant

5
All the way the best loan providers Reviewed on: 5th February 2017

Zoopa loans

5
Very simple and easy, good interest rates. Reviewed on: 3rd February 2017

Quick, low interest

4
Brilliant I needed cash for my wedding and I heard about this from a friend they are brilliant low interest rates so I'm not paying back a stupid amount I will definitely use them again Reviewed on: 20th January 2017

Very good

5
Very simple easy process and very good interest rates, would definitely use again Reviewed on: 19th January 2017

Excellent customer service

5
Easy to get in touch with. Quick quote. Got response very quickly and was very satisfied with person talking to me. Reviewed on: 17th January 2017

Great quick efficient service

4
Got a loan for a car, very fast efficient service and was sorted in a few days thank you Zopa Reviewed on: 16th January 2017

faultless service

5
Great rates and great service. Highly recommend! :) Reviewed on: 15th January 2017

Fast, simple, low stress and great rates.

5
The application for a loan was quick, easy and painless and I was told of their decision the same day. Stress free repayments and so far, no hidden costs or nasty surprises! Reviewed on: 11th January 2017

Amazing!

5
I got loan very quickly from Zopa and the customer service was pleasure to talk to... When I finish paying this loan I have already plans for applying more! Reviewed on: 10th January 2017

car loan

5
i needed a loan quite quickly to buy a car and the interest rate the car dealer was offering was very high so i went online and found Zopa. the application was quick and easy and i had my approval pretty much straight away. great service, great interest rate. will definitely use them again if i ever need another loan. Reviewed on: 9th January 2017

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