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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Simply and cheap loan

I got a 2 year low value loan and the cost of the loan was very appealing. I applied and received the loan value within days of acceptance and now the repayments are collected as agreed. The service zopa have provided has been efficient and simply to use. Reviewed on: 30th May 2017

Highly recommended loan provider

It was so easy to apply. I was updated with the progress of my loan application and the customer service was excellent. 5* Reviewed on: 30th May 2017

Very swift response and easy application process

The application process was very quick and easy likewise with the approval process. With your very competitive rates, you will be the first point of call should I need another loan in the future. Reviewed on: 30th May 2017

Fast and furious

Hey we're quick and straight forward and got me a loan when I had been struggling to get credit Reviewed on: 30th May 2017

Best loan provider

When all high street lenders and even my bank refused to come to my aid when I needed it most. Zopa came to my rescue and the repayment plan is easy and convenient for me as a low income earner. I will definitely recommend Zope to anyone, everyone... Zope is truly a friend in time of needs and a friend indeed Reviewed on: 30th May 2017

Reliable

I needed funds to buy a new car. I went online on Zopa and completed my loan application. It was straight forward and funds were credited within 3 workings days. When I wanted to make early settlement, I went online and got a quote and there were no hidden charges. I would definitely recommend Zopa to friends and families and would use them again. Reviewed on: 30th May 2017

Easy fast and great rates

The whole process of applying and obtaining the loan was extremely quick and easy. The rate I was offered was far less than traditional banks and loan companies offered. I would recommend this company to anyone looking for a loan. Reviewed on: 30th May 2017

quick, simple and easy

Very helpful, quick and easy to use and a great idea. keep up the good work. Reviewed on: 30th May 2017

Great rates

Very low rates. Super fast transfer. Overall great COMPANY!!!;) Reviewed on: 30th May 2017

Peeerrrfect

Great service no hassle will use again easy to use always helpful. Will always recommend to others great % and low charges able to change payment dates thank u is the word I would loom for as they made my day Reviewed on: 30th May 2017

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