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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Great interest rate

Do not charge a bomb in interest. I paid 500 interest on 3000 loan. Loan was paid instantly into my account. Reviewed on: 12th May 2017

Too good but true!!

From the initial enquiry to the payment of the loan was easy, crystal clear as to what charges you pay, the monthly costs and also handling questions. They say "if it's too good it can't be true" but Zopa prove that to be wrong and are outstanding in all aspects !!! Best experience I've ever had applying for a loan !!! Reviewed on: 2nd May 2017

Quick and easy

Really quick and easy to get a loan from Zopa. Great rates too. Reviewed on: 1st May 2017

Low interest, great value!

I secured a loan with a low interest and over an adjustable period of time. It was incredibly easy to set up and I'm not bombarded with emails from them. They are very efficient and I would definitely recommend. Reviewed on: 1st May 2017

Stress free

The best loan I have ever applied for ,straight forward ,no hassle ,good rates so good went back for a second time Reviewed on: 1st May 2017

The best Zopa

:) :) :) :) :) :) :) :) :) :) :) :) :) :) :) Reviewed on: 30th April 2017

Great Rates with Zopa

I took out a loan with Zopa to pay for my car, it was the lowest interest on the internet and was easy and quick to apply. They also offer a service in which you can get the money earlier if you need it, which was great for me as I needed to buy the car. Reviewed on: 25th April 2017

Great loans

Great loans, usually with excellent rates and no penalties for early payment Reviewed on: 14th April 2017

Excellent, hassle-free

Very easy, great customer service! Reviewed on: 5th April 2017

Quick, efficient, great rate and simple.

I needed a new car so I went straight to Zopa. Got my 'rate' within a few minutes, told my monthly repayments (offered different periods so I could choose what suited me). Within minutes finished applying, was informed very quickly and I had the money within days. Reviewed on: 6th February 2017

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