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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Best money company this side of the hemisphere

Only ever had one loan from zopa but it was easy and that makes them memorable. Would I use them again. Most definitely. Would I recommend them. Already have a number of times. Reviewed on: 30th May 2017

Simple

Easy to use and find what is best for you! Reviewed on: 30th May 2017

Best loans out there

After seeing the high rates from banks and other lenders I tried Zopa and got a loan that I am happy with and with low reasonable rates. Can't recommend Zopa highly enough! Reviewed on: 30th May 2017

Superb

Such a quick and simple process had my loan confirmed pretty much straight away! So easy. Best service! Reviewed on: 30th May 2017

Loans made easy!

I was juggling a few different outgoings but using Zopa has made it so much easy to budget my money for the money. One easy monthly payment, and the cheapest by far. I wish I had heard of Zopa sooner! Reviewed on: 30th May 2017

Unique service

I used the company for 1st time.they're great. Reviewed on: 30th May 2017

My review

Was so quick and easy to get my loan..and the interest on paying back the loan is very good Reviewed on: 30th May 2017

Cheap easy loan with great customer service

Needed a loan was the easiest, cheapest I could find at the time, Zopa probably still are. With no hassles at all money was in bank a day earlier than stated. Result Reviewed on: 30th May 2017

Great service

Great customer service with great rates Reviewed on: 30th May 2017

Easy and convenient

The process was easy, no messing around. Money available in a matter of days. Couldn't have asked for a better service. Perfect Reviewed on: 30th May 2017

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