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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Zopa lends so you can spend

Zopa didn`t keep me hanging about for a decision on my loan application. A five minute application, and the loan was paid into my bank 3 days later. The interest rate is very fair too. Fantastic company to deal with. Reviewed on: 21st December 2016

Loan Backup and support

I thought that the website was excellent and easy to understand. If you paid money in extra you could see it taken off the loan and interest saved. Reviewed on: 21st December 2016

Excellent service.

Simple, straight forward experience. Reviewed on: 21st December 2016

Good rates easy to use

Easy to apply for no penalties for paying off early Reviewed on: 21st December 2016

Great loan company

Very straight forward and easy to apply and set up the loan. Exactly whatI needed. Reviewed on: 21st December 2016

an excellant experiece

A busy site,well worth any temporary holdups Reviewed on: 21st December 2016

Great Simple Loan

Cannot be easier to set up a loan with Zopa. The website is really very simple and not confusing and took only 15 mins to set up. Would definitely recommend Reviewed on: 21st December 2016

Efficient and Easy Service

zopa offered a no fuss loan which was sorted quick and efficiently. I would thoroughly recommend this company. Reviewed on: 21st December 2016

Excellent, fast and efficient. Highly recommended indeed

The easy to navigate website made applying for a loan easy and stressfree. Thank you Reviewed on: 21st December 2016

Easy to deal with

When I took out my loan with Zopa the whole process was straightforward and uncomplicated from start to finish and loan granted and paid into my bank account in a matter of days.also great communication, Reviewed on: 21st December 2016

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