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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Simple, straighforward and easy

Easy application, straightforward and clear explaination of the process throughout. The decision was really quick and we also received the money quickly too. Really happy with the rate as my own bank offered me a much higher rate despite banking with them for 10+ years!! Well done zopa. Definately will come back again if I need to! Reviewed on: 30th May 2017

Easy as 123

Getting a loan with zopa was quick, simple and straight forward at a good rate highly recommend to anyone who want to keep things simple. Reviewed on: 30th May 2017

Great Service

I needed to borrow some money and Zopa were really quick with the application process. Such great service, I couldn't recommend them highly enough Reviewed on: 30th May 2017

Super zopa

Straight forward financial support from the best Reviewed on: 30th May 2017

great rate quick loan

It's great you get to view your loan at any time and make changes to suit your needs. Whole process was quick and had money available in no time. Reviewed on: 30th May 2017

Great lender

Easy to arrange, very good value, I would recommend Zopa to anyone. Reviewed on: 30th May 2017

Helpful and kind

They were extremely kind and understanding. They answered all my questions with patience and their rates are very competitive Reviewed on: 30th May 2017

Hassle free and friendly

I had no problems at all in making the decision to take out a Zopa loan, and I'm glad that I did. They have been excellent in every aspect of the process to date, and their system is simple and user friendly. The information that they have provided every step of the way has been comprehensive and in depth, and has kept me on track with the progress of my loan and the repsyments, I would definitely recommend them as a professional and agreeable company for taking out a loan. Reviewed on: 30th May 2017

Easy to apply quick decision money transferred within days

Very happy with loan rates n when rang customer helpline very helpful and sorted query quickly would recommend Reviewed on: 30th May 2017

Brill service

Fast approval, great APR, money in really quickly. Reviewed on: 30th May 2017

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