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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Excellent personal service with none of the hassle

Excellent personal service with none of the hassle Reviewed on: 21st December 2016

Superb!

The process & application was quick, easy & hassle free. Absolutely marvellous, would highly recommend. Thanks Zopa! Reviewed on: 21st December 2016

Quick and efficient loan provider. With a good interest rate.

Excellent provider all round with a website full of easy to understand helpful advice Reviewed on: 21st December 2016

Recommend zopa

Absolutely brilliant service in every way. Will be recommending my friends and family to consider zopa Reviewed on: 21st December 2016

Highly recommended

I found the service easy to use i had my loan within a few days and the really low interest rates are an eye catcher Reviewed on: 21st December 2016

Great service

Applied at 3 places and Zopa was by far the easiest and simplest. Very impressed Reviewed on: 21st December 2016

Fast efficient effective service

First class turnaround from initial enquiry to receiving cash into my bank account best service I've ever experienced when applying for a loan. Reviewed on: 21st December 2016

The easiest and best way to apply and get loan

The loan for those in need sometimes it's not easy to get. With Zopa it was so simple and efficient and most of all majority of company's who are in loan industry they look at people in need as a lower class whereas Zopa it makes you feel like a human being. It's a business deal between the lender and the borrower. This is how I felt when I took a loan with Zopa. Reviewed on: 21st December 2016

no nonsense speedy loans

Simple straightforward and a pleasure to deal with Reviewed on: 21st December 2016

Easiest loan ever to apply for and ethical too.

I was made up to find that I could have a loan at a better rate than the banks and borrow from real people rather than the bank tapping in a few numbers and loaning me money that doesn't really exist. I will always use Zopa for loans in the future - this is the future of finance, and what better way to do it than through crowd funding - power to the people! Reviewed on: 21st December 2016

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