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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Quick approval & payout

Very quick to approve loan and money comes through quick. You can ma age your account online & make additional payments to reduce interest. Reviewed on: 30th May 2017

Would use again

Easy to use, quick and simple, what's not to like? Reviewed on: 30th May 2017

Great online experience

Great loan provider to use, very good interest rates and I found it very quick and easy to use online. The money was in my bank account within the week and it's been very easy to pay off more if I like each month. Have recommended zopa to family and friends, and would definitely use again myself. Reviewed on: 30th May 2017

Excellent, nothing more, nothing less

Trouble free setup, unbeatable rates and easy to use website. What more do you need. Reviewed on: 30th May 2017

Excellent

Excellent rates, fast transaction will use again. Reviewed on: 30th May 2017

Zopa loan are hassle free

After comparing various loans. I found zopa came up tops on a number of web sites. It's was hassle free, quick Reviewed on: 30th May 2017

Exceptional company

Zopa's loan offer was the best in the marketplace, quick an easy application and helpful back up service , would definitely recommend Reviewed on: 30th May 2017

Fantastic

The best loan company I have ever used quick and ever so easy to apply , gave me a better apr than my own bank who I have been with for 20 years , would recommend and definatly use again Reviewed on: 30th May 2017

The only provider I recommend

I've had a great experience borrowing with Zopa. The service was excellent, the rates couldn't be beaten, and the administration was spot on. I normally hesitate when recommending financial services to family but I have no problem in pointing them in the direction of Zopa. Reviewed on: 30th May 2017

Financial safety.

I've been with Zopa for a few years and will continue to use the company even when my loan has finished,The rates are great and the ease of applying even with a computer eliterit like myself was as easy as pie. Reviewed on: 30th May 2017

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