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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Best rate and very customer friendly.

They offered the best interest on my comparison. Are very flexible and overall a pleasure. Reviewed on: 30th May 2017

Professional service

Upon applying for a loan with zopa, they had the best competitive rates overall ! And would recommend to anyone. Reviewed on: 30th May 2017

Top loan people

Brilliant experience took no time at all to sort my loan in minutes fab Reviewed on: 30th May 2017

Quick and easy

I had trawled the internet searching for an easy and great deal loan. Zopa came up trumps with great interest rates and an easy to complete form. They made a decision quickly keeping me informed every step of the way. My money was in my bank in 3 days as promised. Changing the payment date was just as easy making my loan personal to me. Thank you Zopa. Reviewed on: 30th May 2017

Straight-forward borrowing at a decent rate

I had never heard of Zopa before but came to them through a comparison site. I just needed a no-frills loan at a decent rate and that's what I got with Zopa. No fuss, easy application, quick turnaround. I recommend them. Reviewed on: 30th May 2017

Good alround provider

I went through Zopa to borrow money for a significant car purchase. The service was quick, straightforward and remarkably easy. Even better the Zopa rates were amongst the best on the market. Why can't other providers be like this????? Reviewed on: 30th May 2017

Painless application and great rate

I wanted a short term loan to put towards a car . It took me 5 minutes to sort out and hey presto the money was in my account. I wouldn't hesitate to recommend this lender. Brilliant. Reviewed on: 30th May 2017

Easy Peasy lemon squeezy as they say ,very simple to apply and get approval

Had a loan previously , and applied for a new one in less then 5 mins of clicking a few questions i had instant approval Reviewed on: 30th May 2017

Very Fair no surprises.

I have now had 2 loans from Zopa, I find them very easy to use all charges are up front so you know exactly how much the loan will cost you and the best thing is they dont cost you very much, Very fair lending unlike the Banks that seem to want to rip you off..I would have no problems recommending Zopa to Friend. Reviewed on: 30th May 2017

zopa

Zopa are one of the best money lending sites I have ever used. Fast friendly and easy to use. Excellent rates and interest. I have had several loans from them and I have never had any problems with them and would recommend them to anyone looking for a loan. Reviewed on: 30th May 2017

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